4531 SW 146th Ct, Miami FL 33175, MIAMI, FL, 33175
Active31 days on marketListed Jul 8, 2026MLS #A12050501
About this home
4531 SW 146th Ct, Miami FL 33175
Waterfront single-family home in the desirable Bird Lakes community, situated on an oversized lot with approximately 2,700 total square feet, including the two-car garage. This 3-bedroom, 2-bath residence features an open floor plan with high ceilings, formal living and dining areas, a large family room, and tile flooring throughout. The spacious primary suite offers a walk-in closet and an en-suite cabana bath. The open kitchen with a center island is perfect for everyday living and entertaining. Enjoy a fully fenced backyard with a large covered terrace overlooking the lake, plus plenty of room to build your dream pool. Additional features include a durable Spanish concrete tile roof, hurricane shutters, and no HOA. Ideally located near major highways, hospitals, top-rated schools, shopping, and dining. Seller financing available at an attractive 4% interest rate.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,743
Sqft
4
Garage
1989
Year built
$516
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,193 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,193/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.7%
$/sqft vs Miami actives
$516 vs $513
Days on market
31 vs 66 typical
Where $516/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bird Lakes
Get to know Miami. See the full Miami guide →
Bird Lakes — neighborhood snapshot
Population
4,483
Median age
52
Median income
$95,396
Median home value
$440,000
Avg household
3
Households w/ children
427
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 195% above the MIAMI 33175 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 4531 SW 146th Ct
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$700,000
6301 SW 149th Ct, Miami FL 33193
3 bd · 2 ba · 1,741 sqft · $402/sqft · 7 DOM
Sold · Dec ’25$649,000
6348 SW 151st Pl, Miami FL 33193
4 bd · 2 ba · 1,718 sqft · $378/sqft · 8 DOM
Sold · Feb ’26$560,000
6501 SW 136th Ct, Miami FL 33183
3 bd · 2 ba · 1,800 sqft · $311/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4531 SW 146th Ct — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4531 SW 146th Ct — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4531 SW 146th Ct FAQs
What would the monthly payment be for 4531 SW 146th Ct, Miami FL 33175?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,193/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4531 SW 146th Ct, Miami FL 33175?+
The most recent tax bill on record (2025) was $10,136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $899,000, this home is listed about 47% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4531 SW 146th Ct, Miami FL 33175?+
Ethel Koger Beckham K-8 Center (elementary), G. Holmes Braddock Senior High (high), Howard D. McMillan Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$899,000 runs 195% above the MIAMI 33175 median — but at 1,743 sqft it's also 44% larger than the typical Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Ethel Koger Beckham K-8 Center, G. Holmes Braddock Senior High, Howard D. McMillan Middle School, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — Ethel Koger Beckham K-8 Center rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC · Cristina Negru. MLS #A12050501.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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