David Ramirez
$750,0006 bd5 ba0 sqft$4,741 /mo all-in ↓

345 SW 3rd St, Florida City FL 33034, FLORIDA CITY, FL, 33034

Active39 days on marketListed Jul 7, 2026MLS #A12050148

New constructionSingle Family ResidenceTOWN OF FLORIDA CITY

About this home

345 SW 3rd St, Florida City FL 33034

Discover this stunning modern new construction home featuring 6 bedrooms and 5 bathrooms, thoughtfully designed for both luxury and functionality with impact windows and doors, porcelain flooring, quartz countertops, and kitchen appliances. The home features two primary bedrooms each with its own bathroom and walk-in closets. The property offers approximately 10 feet of side access, providing ample space to park a boat, RV, jet skis, or other recreational vehicles. Additional highlights include a paver driveway, front and rear balconies, a spacious first-floor concrete terrace, an outdoor bathroom, and room to add a pool. A pool can be added with builder at an additional cost. Conveniently located near major highways, restaurants, shopping, and the Prime Outlet Mall, with the Florida Keys less than 30 minutes away.

Facts & features

The home at a glance

6

Bedrooms

5

Bathrooms

0

Sqft

2026

Year built

None view

Inside

FlooringTile
AppliancesDishwasher · Electric Range · Microwave · Refrigerator
InteriorFirst Floor Entry · Bar · Walk-In Closet(s) · No Additional Rooms
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete
ConstructionConcrete Block Construction · CBS Construction
ViewNone
FacesNorth
ParkingDriveway · Paver Block · Rv/Boat Parking
ExteriorOpen Balcony · Room For Pool

Community & fees

Taxes (2025)$3,034/yr
CommunityNone

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,741 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$253
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate6.00%
Loan term

Estimated payment

$4,741/mo

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property taxes (actual bill)$253
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Florida City

Map of 345 SW 3rd St, Florida City FL 33034

Get to know Florida City. See the full Florida City guide →

FLORIDA CITY 33034 — neighborhood snapshot

Population

22,129

Median age

32.8

Median income

$46,404

Median home value

$310,700

Avg household

3.28

Households w/ children

2,784

For the school run

Dade County School District

ElementaryAvocado Elementary School
HighSouth Dade Senior High School★★★★★
MiddleSouth Dade Middle School★★★★
Title I Migrant Education Program
Instructional Center System Wide
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Florida City market

Seller’s marketLeans buyer16.2 months of inventoryBuyer’s market

$390K$400K

Florida City median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

Median sold price, Florida City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 122% above the FLORIDA CITY 33034 median. See the full Florida City market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $750,000 · 39 days on market since
2026Built · TOWN OF FLORIDA CITY

Reality check

What actually sold near 345 SW 3rd St

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

640 SW 5th Ave, Florida City FL 33034Sold · Jun ’26

$455,000

640 SW 5th Ave, Florida City FL 33034 · same community

2 bd · 1 ba · 1,160 sqft · $392/sqft · 11 DOM

578 SW 2nd St, Florida City FL 33034Sold · Feb ’26

$360,000

578 SW 2nd St, Florida City FL 33034 · same community

3 bd · 2 ba · 1,196 sqft · $301/sqft · 66 DOM

360 SW 3rd St, Florida City FL 33034Sold · Sep ’25

$395,000

360 SW 3rd St, Florida City FL 33034 · same community

3 bd · 1 ba · 1,300 sqft · $304/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 345 SW 3rd St — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 345 SW 3rd St — before you fall in love.

See it in person

Schedule a tour

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Straight answers

345 SW 3rd St FAQs

What would the monthly payment be for 345 SW 3rd St, Florida City FL 33034?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,741/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 345 SW 3rd St, Florida City FL 33034?+

The most recent tax bill on record (2025) was $3,034. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Florida City?+

At $750,000, this home is listed about 86% above the Florida City median of $403,899. The market section on this page shows how the area is trending.

Which schools are assigned to 345 SW 3rd St, Florida City FL 33034?+

Avocado Elementary School (elementary), South Dade Senior High School (high), South Dade Middle School (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of One Family Realty · Jenny Torres. MLS #A12050148.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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