114 S M St # 5, Lake Worth FL 33460, LAKE WORTH, FL, 33460
Active36 days on marketListed Jul 8, 2026MLS #A12050015
About this home
114 S M St # 5, Lake Worth FL 33460
Super charming 1 bedroom apartment steps from Lake Avenue, downtown Lake Worth Beach and Bryant Park. Light and bright apartment is the entire 2nd floor with lots of windows, wood flooring, 2 closets, new kitchen, washer and dryer on site plus assigned parking. Great for 1-2 people, small pets considered with fee, ELECTRIC & WATER INCLUDED IN RENT!! Ready to move in! Pets OK - non-aggressive dog breeds only. 1st month, last month, 1 month security plus background check and credit report and you can move right in!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
600
Sqft
1912
Year built
1
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Worth actives
$3 vs $258
Days on market
36 vs 49 typical
Where $3/sqft sits among the 400 Lake Worth actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Jewel
Get to know Lake Worth. See the full Lake Worth guide →
Downtown Jewel — neighborhood snapshot
Population
2,120
Median age
37
Median income
$67,445
Median home value
$304,689
Avg household
2
Households w/ children
216
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Worth market
$695K → $535K
Lake Worth median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
57 of 400
Lake Worth actives have cut their price
Median sold price, Lake Worth, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKE WORTH 33460 median. See the full Lake Worth market guide →
Paper trail
This home's history
Reality check
What actually sold near 114 S M St # 5
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$295,000
2565 S Ocean Boulevard # 2230, Palm Beach FL 33480
1 bd · 1 ba · 640 sqft · $461/sqft · 5 DOM
Sold · Oct ’25$240,000
511 Lucerne Ave # 408, Lake Worth FL 33460
1 bd · 1 ba · 733 sqft · $327/sqft · 152 DOM
Sold · Sep ’25$365,000
2505 S OCEAN BOULEVARD UNIT 5030
1 bd · 1 ba · 788 sqft · $463/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 114 S M St # 5 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 114 S M St # 5 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
114 S M St # 5 FAQs
What would the monthly payment be for 114 S M St # 5, Lake Worth FL 33460?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Lake Worth?+
At $2,000, this home is listed about 100% below the Lake Worth median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 114 S M St # 5, Lake Worth FL 33460?+
South Grade Elementary School (elementary), Lake Worth High School (high), Lake Worth Community Middle (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Lillis Coastal Realty · Kathryn Lillis. MLS #A12050015.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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