9499 Collins Ave # 1009, Surfside FL 33154, SURFSIDE, FL, 33154
Active21 days on marketListed Jul 7, 2026MLS #A12049882
About this home
9499 Collins Ave # 1009, Surfside FL 33154
HAPPY HOUR -THURSDAY JULY 16TH -5:30 PM - 7:30 PM - RSVP for parking instructions. OCEANFRONT! BRAND NEW- STATE OF THE ART RENOVATIONS-LIVE IT OR LEASE IT-AT SPIAGGIA - PLUS OWNER FINANCING NOW OFFERED! Whether you're searching for your dream coastal residence or a high-yield investment property - this Stunning Fully Renovated Unit checks every box. For the Owner/Occupant — move right in to start living the coastal dream! This beautiful state-of-the-art 2 bedrooms (1 bed+den with door) at Spiaggia is flooded with natural light and showcases breathtaking sunsets and partial ocean views. The open-concept living and dining areas flow effortlessly into a sleek kitchen with elegant marble countertops – perfect for relaxing and entertaining. Enjoy full resort-style living with 24/7 concierge, beach service, state-of-the-art gym, and beautifully maintained outdoor areas. Building features secured lobby, doorman, and covered parking. Just one block from the world-renowned Bal Harbour Shops and moments from top dining, supermarkets. Zoned for some of Miami's best public schools. For the Investor: This unit comes with a ready and qualified tenant offering $5,500/month-delivering immediate cash flow from day one wth zero vacancy risk. At $5,500/month = $66,000 in gross annual income, representing a strong return in Surfside's Luxury rental market in such high demand. Gross Rental yield = 5.5%. Live in paradise or collect income. Either way - you win!
Facts & features
The home at a glance
1
Bedrooms
2
Bathrooms
927
Sqft
1
Garage
1965
Year built
$1,133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,728 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,690/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+242.7%
$/sqft vs Surfside actives
$1,133 vs $811
Days on market
21 vs 41 typical
Where $1,133/sqft sits among the 103 Surfside actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Surfside
Get to know Surfside. See the full Surfside guide →
SURFSIDE 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Surfside market
3 of 103
Surfside actives have cut their price
This home is listed 201% above the SURFSIDE 33154 median. See the full Surfside market guide →
Paper trail
This home's history
Reality check
What actually sold near 9499 Collins Ave # 1009
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$688,140
9499 Collins Ave # 411, Surfside FL 33154 · same community
1 bd · 2 ba · 924 sqft · $745/sqft · 99 DOM
Sold · Mar ’26$1,050,000
Nearby listing · same community
2 bd · 2 ba · 1,266 sqft · $829/sqft · 30 DOM
Sold · Jun ’26$265,000
8420 Byron Ave # 4, Miami Beach FL 33141
2 bd · 2 ba · 952 sqft · $278/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9499 Collins Ave # 1009 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9499 Collins Ave # 1009 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9499 Collins Ave # 1009 FAQs
What would the monthly payment be for 9499 Collins Ave # 1009, Surfside FL 33154?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,728/mo — principal and interest, estimated property taxes, the $1,508/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9499 Collins Ave # 1009, Surfside FL 33154?+
The association fee works out to $1,508 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9499 Collins Ave # 1009, Surfside FL 33154?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Surfside?+
At $1,050,000, this home is listed about 62% above the Surfside median of $647,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9499 Collins Ave # 1009, Surfside FL 33154?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,050,000 runs 201% above the SURFSIDE 33154 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,508/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Beachfront Realty Inc · Ina Felsher. MLS #A12049882.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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