1870 SE 18th Ter, Homestead FL 33035, HOMESTEAD, FL, 33035
Active60 days on marketListed Jun 19, 2026MLS #A12049753
About this home
1870 SE 18th Ter, Homestead FL 33035
Beautiful house 4 bedroom 2 1/2 bathroom
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,106
Sqft
4
Garage
2004
Year built
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,535 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,535/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.5%
$/sqft vs SHORES AT KEYS GATE
$275 vs $257
Days on market
60 vs 57 typical
Where $275/sqft sits among the 8 homes for sale in SHORES AT KEYS GATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Keys Gate
Get to know Homestead. See the full Homestead guide →
Keys Gate — neighborhood snapshot
Population
3,585
Median age
41
Median income
$40,143
Median home value
$427,332
Avg household
3
Households w/ children
572
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homestead market
$461K → $488K
Homestead median sold, yr/yr
98.9%
Sale-to-list ratio (12 mo)
0 of 8
SHORES AT KEYS GATE have cut their price
Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 156% above the HOMESTEAD 33035 median. See the full Homestead market guide →
Paper trail
This home's history
Reality check
What actually sold near 1870 SE 18th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$525,000
2015 SE 18th Court, Homestead FL 33035 · same community
4 bd · 2.5 ba · 2,141 sqft · $245/sqft · 171 DOM
Sold · Mar ’26$457,000
1780 SE 19th Ter, Homestead FL 33035 · same community
4 bd · 3 ba · 1,958 sqft · $233/sqft · 193 DOM
Sold · Aug ’25$480,000
1100 SE 19th Ave, Homestead FL 33035 · same community
4 bd · 2.5 ba · 1,928 sqft · $249/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1870 SE 18th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1870 SE 18th Ter — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1870 SE 18th Ter FAQs
What would the monthly payment be for 1870 SE 18th Ter, Homestead FL 33035?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,535/mo — principal and interest, the actual property-tax bill, the $253/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1870 SE 18th Ter, Homestead FL 33035?+
The association fee works out to $253 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1870 SE 18th Ter, Homestead FL 33035?+
The most recent tax bill on record (2025) was $9,302. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homestead?+
At $580,000, this home is listed about 29% above the Homestead median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1870 SE 18th Ter, Homestead FL 33035?+
Gateway Environmental K-8 Learning Center (elementary), Homestead Senior High School (high), Homestead Middle School (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DecoNova International Group · Trifily Forkin. MLS #A12049753.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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