8054 SW 86th Ter, Miami FL 33143, MIAMI, FL, 33143
Active30 days on marketListed Jul 10, 2026MLS #A12049490
About this home
8054 SW 86th Ter, Miami FL 33143
Welcome to this beautifully maintained residence in the highly desirable Dadeland Walk community. This spacious home offers comfortable living with a functional layout, generous living areas, and a private outdoor space perfect for relaxing or entertaining. Residents enjoy a gated community with amenities including a pool, clubhouse, tennis courts, and beautifully landscaped grounds. Ideally located just minutes from Dadeland Mall, Downtown Dadeland, Baptist Hospital, the University of Miami, Metrorail, US-1, and the Palmetto Expressway (SR 826), with easy access to shopping, dining, parks, and some of Miami's top-rated schools. An exceptional opportunity to enjoy convenience, comfort, and a prime location.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,019
Sqft
1980
Year built
$433
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,784 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,784/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.5%
$/sqft vs Miami actives
$433 vs $513
Days on market
30 vs 66 typical
Where $433/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dadeland
Get to know Miami. See the full Miami guide →
Dadeland — neighborhood snapshot
Population
16,704
Median age
42
Median income
$69,808
Median home value
$414,610
Avg household
2
Households w/ children
1,693
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 393% above the MIAMI 33143 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 8054 SW 86th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$859,000
8144 SW 86th Ter, Miami FL 33143 · same community
3 bd · 3 ba · 2,019 sqft · $425/sqft · 22 DOM
Sold · Feb ’26$890,000
8725 SW 81st Ct, Miami FL 33143 · same community
3 bd · 2.5 ba · 2,122 sqft · $419/sqft · 4 DOM
Sold · Jun ’26$1,265,000
10431 SW 82nd Ct, Miami FL 33156
4 bd · 2 ba · 2,043 sqft · $619/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8054 SW 86th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8054 SW 86th Ter — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8054 SW 86th Ter FAQs
What would the monthly payment be for 8054 SW 86th Ter, Miami FL 33143?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,784/mo — principal and interest, the actual property-tax bill, the $685/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8054 SW 86th Ter, Miami FL 33143?+
The association fee works out to $685 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8054 SW 86th Ter, Miami FL 33143?+
The most recent tax bill on record (2025) was $10,675. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $875,000, this home is listed about 43% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8054 SW 86th Ter, Miami FL 33143?+
Kenwood K-8 Center (elementary), South Miami Senior High School (high), Glades Middle School (middle), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$875,000 runs 393% above the MIAMI 33143 median — but at 2,019 sqft it's also 67% larger than the typical Miami listing.
02Garden View views
The garden view view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $685/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Kenwood K-8 Center, South Miami Senior High School, Glades Middle School, Instructional Center System Wide, District Instructional Center (Dic), Title I Migrant Education Program — Kenwood K-8 Center rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC · Suzanne Feanny. MLS #A12049490.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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