David Ramirez
$2,5002 bd2 ba1,949 sqft$1 /sqft$178 /mo all-in ↓

, PALMETTO BAY, FL, 33157

Active19 days on marketListed Jul 1, 2026MLS #A12049138

Priced 99% below the PALMETTO BAY 33157 medianMulti FamilyLINDLEY PERRINE CENTER

About this home

Welcome home to this beautifully maintained 2-bed, 2-bath residence. Find comfort, privacy, and convenience you've been looking for. With its own private entrance and fenced backyard, this home provides the feel of single-family living while enjoying the ease of a low-maintenance rental. Inside, you'll find a bright and comfortable floor plan with living and dining areas, and kitchen and two comfortable bedrooms with plenty of natural light. A full-size washer and dryer are conveniently located inside the home, making everyday living effortless. Step outside to your own private backyard—perfect for relaxing, entertaining, gardening, or enjoying your morning coffee. Whether you're hosting family and friends or simply unwinding after a long day, this outdoor space is a rare find. Property Features: 2 bedrooms 2 full bathrooms Private fenced backyard Full-size washer and dryer in unit Bright, open living areas Ample storage throughout Private entrance Assigned parking Quiet residential setting Conveniently located near shopping, restaurants, parks, schools, and major highways This is a wonderful opportunity to enjoy the privacy and comfort of a home with all the conveniences of a great location. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,949

Sqft

2003

Year built

$1

Per sqft

Inside

CoolingCentral Air
HeatingCentral

Outside & construction

Parking2 Spaces

Community & fees

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$178 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $88Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $88
Interest rate6.00%
Loan term

Estimated payment

$178/mo

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside PALMETTO BAY 33157

Map of

PALMETTO BAY 33157 — neighborhood snapshot

Population

69,605

Median age

40.6

Median income

$80,364

Median home value

$478,300

Avg household

3.17

Households w/ children

8,138

For the school run

Dade County School District

ElementaryRobert Russa Moton Elementary School★★★★
MiddleSouthwood Middle School★★★★
HighMiami Palmetto Senior High School★★★★
Title I Migrant Education Program
Instructional Center System Wide
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The PALMETTO BAY 33157 market

This home is listed 99% below the PALMETTO BAY 33157 median.

Paper trail

This home's history

Jul 1, 2026Listed at $2,500 · 19 days on market since
2003Built · LINDLEY PERRINE CENTER

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18535 SW 90th Ct, Cutler Bay FL 33157Sold · Jun ’26

$660,000

18535 SW 90th Ct, Cutler Bay FL 33157

3 bd · 2 ba · 1,953 sqft · $338/sqft · 2 DOM

9131 SW 178th Ter, Palmetto Bay FL 33157Sold · Mar ’26

$700,000

9131 SW 178th Ter, Palmetto Bay FL 33157

3 bd · 3 ba · 1,964 sqft · $356/sqft · 4 DOM

8620 SW 185th St, Cutler Bay FL 33157Sold · Sep ’25

$930,000

8620 SW 185th St, Cutler Bay FL 33157

3 bd · 3 ba · 1,901 sqft · $489/sqft · 102 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in PALMETTO BAY 33157?+

At $2,500, this home is listed about 99% below the PALMETTO BAY 33157 median of $472,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Robert Russa Moton Elementary School (elementary), Southwood Middle School (middle), Miami Palmetto Senior High School (high), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NATIONWIDE REALTORS CORP · Carolina Rodriguez. MLS #A12049138.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 21, 2026 at 3:20 AM UTC. The listing information on this page last changed on July 21, 2026 at 3:20 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 21, 2026 at 3:20 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 21, 2026 at 3:20 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.