9511 Collins Ave # 403, Surfside FL 33154, SURFSIDE, FL, 33154
Active18 days on marketListed Jul 7, 2026MLS #A12048969
About this home
9511 Collins Ave # 403, Surfside FL 33154
Completely reimagined from the studs, Residence 403 offers direct ocean views and a rare opportunity to own a designer-finished beachfront home in the heart of Surfside. This converted 3-bedroom, 2-bath residence has undergone a meticulous, down-to-the-concrete renovation with no detail overlooked. The open-concept floor plan showcases custom millwork, premium stone finishes, recessed lighting throughout, and professionally curated interiors. The chef's kitchen features GE Café appliances, custom cabinetry, natural stone countertops, and a spacious breakfast bar that flows seamlessly into the living and dining areas—all positioned to capture the Atlantic Ocean beyond. Wake up to direct ocean views from the primary suite, complete with a spa-inspired bath featuring custom tilework, designer fixtures, and a frameless glass shower. Every room has been thoughtfully designed to create a sophisticated coastal aesthetic with exceptional craftsmanship throughout. Ideally located directly on the beach in Surfside, residents enjoy beachfront amenities and are just moments from Bal Harbour Shops, Four Seasons Surf Club, fine dining, houses of worship, and all that Surfside has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,299
Sqft
1
Garage
1970
Year built
$8
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$232 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$232/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Surfside actives
$8 vs $834
Days on market
18 vs 41 typical
Where $8/sqft sits among the 104 Surfside actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Surfside
Get to know Surfside. See the full Surfside guide →
SURFSIDE 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Surfside market
3 of 104
Surfside actives have cut their price
This home is listed 97% below the SURFSIDE 33154 median. See the full Surfside market guide →
Paper trail
This home's history
Reality check
What actually sold near 9511 Collins Ave # 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,140,000
Nearby listing · same community
2 bd · 2 ba · 1,299 sqft · $878/sqft · 37 DOM
Sold · Jun ’26$850,000
9511 Collins Ave # 1109, Surfside FL 33154 · same community
2 bd · 2 ba · 1,299 sqft · $654/sqft · 1 DOM
Sold · Feb ’26$480,000
9511 Collins Ave # 606, Surfside FL 33154 · same community
1 bd · 1.5 ba · 929 sqft · $517/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9511 Collins Ave # 403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9511 Collins Ave # 403 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9511 Collins Ave # 403 FAQs
What would the monthly payment be for 9511 Collins Ave # 403, Surfside FL 33154?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $232/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Surfside?+
At $10,000, this home is listed about 98% below the Surfside median of $647,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9511 Collins Ave # 403, Surfside FL 33154?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SURFSIDE 33154 market on paper
$10,000 is 97% below the SURFSIDE 33154 median of $349,000, and at $8/sqft it sits under the Surfside average of $604.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of London Foster Realty · Daniel Mordechai. MLS #A12048969.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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