9172 Collins Ave # 214, Surfside FL 33154, SURFSIDE, FL, 33154
Active11 days on marketListed Jul 13, 2026MLS #A12048827
About this home
9172 Collins Ave # 214, Surfside FL 33154
BEST & RARE OPPORTUNITY! 1-Bedroom Line in the Building-Fully Renovated! OWNER MOTIVATED! Let’s talk bring your offer.Beautiful 1BR/1BA in Waverly Surfside featuring new appliances, white/gray porcelain floors, updated kitchen, washer/dryer, and small balcony. Spacious bedroom with ample closets and modern bath with double vanity. The building is located on the west side of Collins Ave, residents enjoy full access to the Waverly oceanfront amenities just across the street including direct beach access, pools, gym, sauna, volleyball court & BBQ area. Internet included. Parking in building. Boutique-style quiet building in a prime location, just minutes to Bal Harbour Shops & dining. A perfect blend of privacy, space and beachside living. No ASSESSMENTS. Financially stable building with reserves.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
757
Sqft
1
Garage
2003
Year built
$522
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,054 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,054/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.7%
$/sqft vs THE WAVERLY AT SURFSIDE B
$522 vs $778
Days on market
11 vs 41 typical
Where $522/sqft sits among the 8 homes for sale in THE WAVERLY AT SURFSIDE B
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Surfside
Get to know Surfside. See the full Surfside guide →
SURFSIDE 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Surfside market
0 of 8
THE WAVERLY AT SURFSIDE B have cut their price
This home is listed 13% above the SURFSIDE 33154 median. See the full Surfside market guide →
Paper trail
This home's history
Reality check
What actually sold near 9172 Collins Ave # 214
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$790,000
9201 Collins Ave # 624, Surfside FL 33154 · same community
2 bd · 2 ba · 930 sqft · $849/sqft · 14 DOM
Sold · Jan ’26$895,000
9201 Collins Ave # 225, Surfside FL 33154 · same community
3 bd · 2 ba · 1,236 sqft · $724/sqft · 139 DOM
Sold · Mar ’26$202,000
350 75th St # 202, Miami Beach FL 33141
1 bd · 1 ba · 763 sqft · $265/sqft · 172 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9172 Collins Ave # 214 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9172 Collins Ave # 214 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9172 Collins Ave # 214 FAQs
What would the monthly payment be for 9172 Collins Ave # 214, Surfside FL 33154?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,054/mo — principal and interest, the actual property-tax bill, the $962/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9172 Collins Ave # 214, Surfside FL 33154?+
The association fee works out to $962 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9172 Collins Ave # 214, Surfside FL 33154?+
The most recent tax bill on record (2025) was $5,186. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Surfside?+
At $395,000, this home is listed about 39% below the Surfside median of $647,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9172 Collins Ave # 214, Surfside FL 33154?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$395,000 runs 13% above the SURFSIDE 33154 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $962/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Colfax Realty International Inc · Daniela Bianchi. MLS #A12048827.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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