
9801 Collins Ave # O, Bal Harbour FL 33154, BAL HARBOUR, FL, 33154
Active34 days on marketListed Jul 6, 2026MLS #A12048745
About this home
9801 Collins Ave # O, Bal Harbour FL 33154
Spacious 3-bedroom, 2-bath residence at the prestigious Balmoral Condominium in Bal Harbour, located directly across from the world-renowned Bal Harbour Shops. Enjoy oceanfront living with bright and open spaces, marble floors, large bedrooms, and a private balcony with beautiful city and ocean views. The Balmoral offers five-star amenities including beach service, pool, gym, tennis courts, restaurant, valet, and 24-hour security. Prime location steps from the beach, fine dining, and luxury shopping.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,688
Sqft
1
Garage
1977
Year built
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$211 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$211/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs BALMORAL CONDO
$4 vs $1,005
Days on market
34 vs 119 typical
Where $4/sqft sits among the 10 homes for sale in BALMORAL CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Balmoral, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$8,500/mo median
Live Bal Harbour rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Balmoral
Balmoral is a short-term-rental community. See the full guide →
BAL HARBOUR 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bal Harbour market
$1.8M → $4.0M
Bal Harbour median sold, yr/yr
92.5%
Sale-to-list ratio (12 mo)
0 of 10
BALMORAL CONDO have cut their price
This home is listed 98% below the BAL HARBOUR 33154 median. See the full Bal Harbour market guide →
Paper trail
This home's history
Reality check
What actually sold near 9801 Collins Ave # O
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,550,000
9801 Collins Ave # 18U, Bal Harbour FL 33154 · same community
2 bd · 2 ba · 1,688 sqft · $918/sqft · 33 DOM
Sold · May ’26$1,800,000
9801 Collins Ave, Bal Harbour FL 33154 · same community
3 bd · 2.5 ba · 1,688 sqft · $1,066/sqft · 515 DOM
Sold · Oct ’25$1,350,000
9801 Collins Ave # 18H, Bal Harbour FL 33154 · same community
2 bd · 2 ba · 1,688 sqft · $800/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9801 Collins Ave # O — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9801 Collins Ave # O — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9801 Collins Ave # O FAQs
What would the monthly payment be for 9801 Collins Ave # O, Bal Harbour FL 33154?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $211/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 9801 Collins Ave # O, Bal Harbour FL 33154 be rented short-term?+
Yes — this home sits inside Balmoral, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
How does the price compare to other homes in Bal Harbour?+
At $7,000, this home is listed about 100% below the Bal Harbour median of $2,974,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9801 Collins Ave # O, Bal Harbour FL 33154?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BAL HARBOUR 33154 market on paper
$7,000 is 98% below the BAL HARBOUR 33154 median of $349,000, and at $4/sqft it sits under the Bal Harbour average of $1,691.
02Zoned for nightly rentals
Balmoral is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Cervera Real Estate Inc · Ada Sasson. MLS #A12048745.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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