David Ramirez
$205,0003 bd1 ba1,152 sqft$178 /sqft$1,638 /mo all-in ↓

3524 SW 17th St, Okeechobee FL 34974, OKEECHOBEE, FL, 34974

Active28 days on marketListed Jul 5, 2026MLS #A12048184

Single Family ResidenceOAK PARK SUBDIVISION

About this home

3524 SW 17th St, Okeechobee FL 34974

Opportunity awaits! This 3-bedroom, 1-bath single-family home is packed with potential and ready for its next chapter. Whether you're a first-time homebuyer looking to build equity, a homeowner eager to create your dream space, an investor searching for your next opportunity, or a handyman ready to bring your vision to life, this property offers exceptional value and endless possibilities. Major updates have already been completed, including a newer 2023 metal roof and an A/C system professionally serviced in 2023, Water Heater 2020, Electrical Panel 2023, allowing buyers to focus on the interior renovations. Situated on a spacious lot, the backyard offers plenty of room to park your boat, RV, trailers, or other toys, with additional space to build a pool, shed, pergola, workshop, or create your own outdoor oasis. The oversized driveway provides ample parking for family and guests. Conveniently located near schools, shopping, restaurants, parks, medical facilities, and major roadways, this home offers both privacy and accessibility while being just a short drive to Lake Okeechobee for world class fishing, boating, and outdoor recreation. Property is being sold AS IS with the right to inspect. Buyer and buyer's agent are responsible for independently verifying all information, including but not limited to measurements, square footage, lot size, zoning, permits, taxes, schools, and any other information deemed important to the buyer.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,152

Sqft

1976

Year built

$178

Per sqft

None view

Inside

FlooringParquet · Vinyl
AppliancesMicrowave · Wall Oven
InteriorFirst Floor Entry · Other
LaundryWasher/Dryer Hook-Up
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal Roof
ConstructionConcrete Block Construction · CBS Construction
ViewNone
FacesNorth
ParkingDriveway

Community & fees

Taxes (2025)$2,170/yr
CommunityNone

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,638 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,207
FHA mortgage insurance (est.)$91
Property tax — 2025 actual bill$181
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,175Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,175
Interest rate6.00%
Loan term

Estimated payment

$1,638/mo

Principal & interest$1,207
FHA mortgage insurance (est.)$91
Property taxes (actual bill)$181
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $205K
$197KedgeAI estimate $252,646 · range $235K$265K$276K

vs edgeAI estimate

−18.9%

$/sqft vs Okeechobee actives

$178 vs $203

Days on market

28 vs 11 typical

Where $178/sqft sits among the 278 Okeechobee actives

54
85 · this home
69
32
12
26
$106–154$154–203$203–252$252–301$301–349$349+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Okeechobee

Map of 3524 SW 17th St, Okeechobee FL 34974

Get to know Okeechobee. See the full Okeechobee guide →

OKEECHOBEE 34974 — neighborhood snapshot

Population

23,994

Median age

48.1

Median income

$50,671

Median home value

$162,900

Avg household

2.26

Households w/ children

2,418

The numbers that matter

The Okeechobee market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$225K$338K

Okeechobee median sold, yr/yr

93.2%

Sale-to-list ratio (12 mo)

18 of 278

Okeechobee actives have cut their price

Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the OKEECHOBEE 34974 median. See the full Okeechobee market guide →

Paper trail

This home's history

Jul 5, 2026Listed at $205,000 · 28 days on market since
1976Built · OAK PARK SUBDIVISION

Reality check

What actually sold near 3524 SW 17th St

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3548 SW 16th Street, Okeechobee FL 34974Sold · Jun ’26

$260,000

3548 SW 16th Street, Okeechobee FL 34974 · same community

3 bd · 1 ba · 1,064 sqft · $244/sqft · 167 DOM

3283 SW 20th Street, Okeechobee FL 34974Sold · Jun ’26

$202,500

3283 SW 20th Street, Okeechobee FL 34974 · same community

2 bd · 1 ba · 936 sqft · $216/sqft · 17 DOM

3632 NW 16th Avenue, Okeechobee FL 34974Sold · Dec ’25

$350,130

3632 NW 16th Avenue, Okeechobee FL 34974 · same community

4 bd · 2 ba · 1,828 sqft · $192/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3524 SW 17th St — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3524 SW 17th St — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3524 SW 17th St FAQs

What would the monthly payment be for 3524 SW 17th St, Okeechobee FL 34974?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,638/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3524 SW 17th St, Okeechobee FL 34974?+

The most recent tax bill on record (2025) was $2,170. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Okeechobee?+

At $205,000, this home is listed about 27% below the Okeechobee median of $279,950. The market section on this page shows how the area is trending.

Listing courtesy of Avenew Boutique Corp · Daniel Marin. MLS #A12048184.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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