David Ramirez
$669,9993 bd2 ba1,056 sqft$634 /sqft$4,765 /mo all-in ↓

6575 SW 39th Ter, Miami FL 33155, MIAMI, FL, 33155

Active27 days on marketListed Jul 9, 2026MLS #A12047933

Single Family ResidenceCENTRAL MIAMI PART 2

About this home

6575 SW 39th Ter, Miami FL 33155

Excellent home located in one of the most desirable area of Miami, close to Coral Gables, Merrick Park, South Miami, Coconut Grove, Downtown and Brickell . This beautiful gem offers a Master suite with master bathroom walk-in closet and nursery. The other main bedroom is well proportioned and share an updated bathroom with guests. Remodeled including updated plumbing, updated electricity, updated A/C . Updated kitchen opens to a Florida room that has views of the backyard from the deck. The backyard includes a summer kitchen with lounge area, additional dwelling unit (efficiency), exterior bathroom and a sitting area on the side. This roomy backyard is perfect for relaxation and entertaining. Room for boat, plus parking in front of house for 5 cars. Additional parking is available on the street. Enjoy this private oasis in a fantastic neighborhood! Call Listing Agent Today for a Private Showing.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,056

Sqft

1946

Year built

$634

Per sqft

Other view

Inside

FlooringMarble
AppliancesDishwasher · Dryer · Electric Range · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorFirst Floor Entry · Walk-In Closet(s) · Family Room · Florida Room
LaundryWasher/Dryer Hook-Up
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBarrel Roof · Other
ConstructionConcrete Block Construction · Frame With Stucco
ViewOther
FacesSouth
ParkingDriveway · On Street
ExteriorOther

Community & fees

Taxes (2025)$8,863/yr
CommunityNone

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,765 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,615
PMI (est., until 20% equity)$251
Property tax — 2025 actual bill$739
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,000
Interest rate6.00%
Loan term

Estimated payment

$4,765/mo

Principal & interest$3,615
PMI (est., until 20% equity)$251
Property taxes (actual bill)$739
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $670K
$643KedgeAI estimate $706,476 · range $687K$732K$761K

vs edgeAI estimate

−5.2%

$/sqft vs Miami actives

$634 vs $513

Days on market

27 vs 66 typical

Where $634/sqft sits among the 400 Miami actives

159
106 · this home
51
31
18
35
$185–421$421–657$657–893$893–1128$1128–1364$1364+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Miami

Map of 6575 SW 39th Ter, Miami FL 33155

Get to know Miami. See the full Miami guide →

MIAMI 33155 — neighborhood snapshot

Population

43,133

Median age

44.7

Median income

$79,271

Median home value

$505,000

Avg household

2.84

Households w/ children

4,463

For the school run

Dade County School District

ElementaryEmerson Elementary School★★★★
MiddleWest Miami Middle School★★★★
HighSouthwest Miami Senior High★★★★★
Instructional Center System Wide
District Instructional Center (Dic)
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

35 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 198% above the MIAMI 33155 median. See the full Miami market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $669,999 · 27 days on market since
1946Built · CENTRAL MIAMI PART 2

Reality check

What actually sold near 6575 SW 39th Ter

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6490 SW 37th St, Miami FL 33155Sold · Jan ’26

$706,062

6490 SW 37th St, Miami FL 33155 · same community

2 bd · 1 ba · 984 sqft · $718/sqft · 104 DOM

6415 SW 39th St, Miami FL 33155Sold · May ’26

$825,000

6415 SW 39th St, Miami FL 33155 · same community

4 bd · 2 ba · 1,591 sqft · $519/sqft · 6 DOM

6418 SW 39th Ter, Miami FL 33155Sold · Mar ’26

$739,000

6418 SW 39th Ter, Miami FL 33155 · same community

4 bd · 2 ba · 1,730 sqft · $427/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6575 SW 39th Ter — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6575 SW 39th Ter — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

6575 SW 39th Ter FAQs

What would the monthly payment be for 6575 SW 39th Ter, Miami FL 33155?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,765/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6575 SW 39th Ter, Miami FL 33155?+

The most recent tax bill on record (2025) was $8,863. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Miami?+

At $669,999, this home is listed about 10% above the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6575 SW 39th Ter, Miami FL 33155?+

Emerson Elementary School (elementary), West Miami Middle School (middle), Southwest Miami Senior High (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$669,999 runs 198% above the MIAMI 33155 median.

02Other views

The other view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Emerson Elementary School, West Miami Middle School, Southwest Miami Senior High, Instructional Center System Wide, District Instructional Center (Dic), Title I Migrant Education Program — Emerson Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of Florida Realty of Miami Corp · Richard Padron. MLS #A12047933.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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