
9840 SW 3rd St, Miami FL 33174, MIAMI, FL, 33174
Active24 days on marketListed Jul 10, 2026MLS #A12047488
About this home
9840 SW 3rd St, Miami FL 33174
Discover the perfect blend of comfort, style, and convenience in this beautifully maintained 4-bedroom, 2-bath home located in the heart of Miami's desirable suburbs. Designed for both everyday living and entertaining, this home features hurricane-impact windows and doors, a durable tile roof, and a spacious 1-car garage. Step outside to your own private backyard retreat, complete with a sparkling in-ground pool surrounded by premium travertine pavers that are naturally slip-resistant and remain cool underfoot—even on the hottest Florida days. The covered open lanai provides the ideal space for outdoor dining, relaxing, or hosting family and friends, while the fully fenced yard offers privacy and room for pets or play. Inside, you'll appreciate the peace of mind provided by the HVAC system replaced in 2020, along with a functional floor plan that offers comfortable living for families of all sizes. The location is hard to beat—just 2.3 miles from Florida International University, 2.4 miles from SR-826 (Palmetto Expressway), 2.6 miles from SR-836 (Dolphin Expressway), 2.8 miles from Dolphin Mall, 3.1 miles from the Florida Turnpike, and only 8.5 miles from Miami International Airport. Whether you're commuting, shopping, dining, or traveling, everything you need is just minutes away. Don't miss this exceptional opportunity to own a move-in-ready home in one of Miami's most convenient locations.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,959
Sqft
1
Garage
1980
Year built
$485
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,568 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,568/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.9%
$/sqft vs Miami actives
$485 vs $540
Days on market
24 vs 26 typical
Where $485/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33174 — neighborhood snapshot
Population
35,056
Median age
39.3
Median income
$59,599
Median home value
$379,000
Avg household
2.81
Households w/ children
3,076
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$495K → $560K
Miami median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
29 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 348% above the MIAMI 33174 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 9840 SW 3rd St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$830,000
9741 SW 3rd St, Miami FL 33174 · same community
4 bd · 2 ba · 2,498 sqft · $332/sqft · 9 DOM
Sold · Jan ’26$300,000
9855 SW 1st Ter, Miami FL 33174 · same community
2 bd · 2 ba · 1,085 sqft · $276/sqft · 0 DOM
Sold · Jun ’26$730,500
9610 SW 16th St, Miami FL 33165
4 bd · 3 ba · 1,957 sqft · $373/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9840 SW 3rd St — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9840 SW 3rd St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9840 SW 3rd St FAQs
What would the monthly payment be for 9840 SW 3rd St, Miami FL 33174?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,568/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9840 SW 3rd St, Miami FL 33174?+
The most recent tax bill on record (2025) was $11,112. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $950,000, this home is listed about 90% above the Miami median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9840 SW 3rd St, Miami FL 33174?+
E.W.F. Stirrup Elementary School (elementary), Ruben Dario Middle School (middle), Miami Coral Park Senior High (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Real Broker LLC · Patrick Burns. MLS #A12047488.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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