
1130 Cotorro Ave # 1130, Coral Gables FL 33146, CORAL GABLES, FL, 33146
Active48 days on marketListed Jul 1, 2026MLS #A12046654
About this home
1130 Cotorro Ave # 1130, Coral Gables FL 33146
Immaculate and generously sized duplex. Step through the formal entry into a bright living room with sliding doors that open to a private patio—perfect for relaxing or entertaining. The elegant dining room also flows seamlessly outdoors, while the cozy eat-in kitchen offers a welcoming space for everyday meals. All bedrooms are spacious and well-appointed with excellent closet space. Durable tile flooring runs throughout, combining style with easy upkeep. Nestled on a peaceful street, yet conveniently located near South Miami, Coral Gables, and Metrorail access.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
3,169
Sqft
1967
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$203 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$203/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Coral Gables actives
$2 vs $1,007
Days on market
48 vs 67 typical
Where $2/sqft sits among the 280 Coral Gables actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coral Gables
Get to know Coral Gables. See the full Coral Gables guide →
CORAL GABLES 33146 — neighborhood snapshot
Population
18,861
Median age
22.4
Median income
$124,712
Median home value
$1,141,800
Avg household
2.23
Households w/ children
1,375
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Coral Gables market
$1.6M → $1.3M
Coral Gables median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
25 of 280
Coral Gables actives have cut their price
This home is listed 98% below the CORAL GABLES 33146 median. See the full Coral Gables market guide →
Paper trail
This home's history
Reality check
What actually sold near 1130 Cotorro Ave # 1130
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$2,250,000
7950 Old Cutler Rd, Coral Gables FL 33143
4 bd · 3.5 ba · 3,122 sqft · $721/sqft · 68 DOM
Sold · Jan ’26$2,650,000
7490 SW 56th Ct, Miami FL 33143
3 bd · 4.5 ba · 3,104 sqft · $854/sqft · 1 DOM
Sold · Jul ’26$2,600,000
7440 SW 56th Ct, Miami FL 33143
3 bd · 4 ba · 3,104 sqft · $838/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1130 Cotorro Ave # 1130 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1130 Cotorro Ave # 1130 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1130 Cotorro Ave # 1130 FAQs
What would the monthly payment be for 1130 Cotorro Ave # 1130, Coral Gables FL 33146?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $203/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Coral Gables?+
At $5,998, this home is listed about 100% below the Coral Gables median of $2,250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1130 Cotorro Ave # 1130, Coral Gables FL 33146?+
David Fairchild Elementary School (elementary), Ponce De Leon Middle School (middle), Coral Gables Senior High School (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CORAL GABLES 33146 market on paper
$5,998 is 98% below the CORAL GABLES 33146 median of $259,000, and at $2/sqft it sits under the Coral Gables average of $1,193.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
David Fairchild Elementary School, Ponce De Leon Middle School, Coral Gables Senior High School, Instructional Center System Wide, District Instructional Center (Dic), Title I Migrant Education Program — David Fairchild Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Sime Realty Corporation · Belinda Sime. MLS #A12046654.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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