David Ramirez
$3,5004 bd3 ba2,753 sqft$1 /sqft$185 /mo all-in ↓

, NAPLES, FL, 34120

Active17 days on marketListed Jun 30, 2026MLS #A12045703

Priced 99% below the NAPLES 34120 medianSingle Family ResidenceGOLDEN GATE EST UNIT 59 S,GOLDEN GATE EST UNIT

About this home

Discover the rare opportunity to lease an expansive estate home offering privacy, flexibility, and room to breathe. This unfurnished annual rental offers 4 bedrooms plus a den, 3 full bathrooms, and 2,753 square feet of living space on a fully fenced 2.6-acre lot. Enjoy exceptional privacy, a gated entrance, RV and boat parking, and the convenience of no HOA approval process. Inside, you'll find updated flooring throughout the main living areas, a spacious open-concept layout, and a beautifully updated kitchen featuring quartz countertops, stainless-steel appliances, ample cabinetry, and a breakfast bar. The versatile den is ideal for a home office, playroom, or potential fifth bedroom. The oversized primary suite includes two walk-in closets and an en-suite bath with dual sinks, separate shower, and sunken Jacuzzi tub. A unique third bedroom offers a private entrance, making it ideal for guests or multi-generational living. Outside, enjoy a large screened lanai overlooking the expansive grounds with mature fruit trees, including mango. Lawn care and well water maintenance are included. Washer and dryer in residence. Pet-friendly with owner approval. Immediate occupancy available. Additional highlights include: 3-car garage, Washer and dryer included, Lawn care included, Well water maintenance included, Experience the privacy of acreage living while remaining within easy reach of Naples shopping, dining, schools, and everyday conveniences.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,753

Sqft

3

Garage

$1

Per sqft

Inside

FlooringCarpet · Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Washer
InteriorPantry · Walk-In Closet(s) · Den/Library/Office
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
Parking2 Spaces
ExteriorFruit Trees

Community & fees

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$185 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $123Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $123
Interest rate6.00%
Loan term

Estimated payment

$185/mo

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Naples actives

$1 vs $333

Days on market

17 vs 17 typical

Where $1/sqft sits among the 79 Naples actives

0 · this home
1
25
35
11
7
$1–102$102–202$202–302$302–403$403–503$503+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Golden Gate Estates

Map of  inside its neighborhood boundary

Get to know Naples. See the full Naples guide →

Golden Gate Estates — neighborhood snapshot

Population

42,042

Median age

44

Median income

$97,672

Median home value

$434,402

Avg household

3

Households w/ children

3,942

For the school run

Collier County School District

MiddleCypress Palm Middle School★★★★★
ElementarySabal Palm Elementary School★★★★★
HighPalmetto Ridge High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Naples market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$535K$625K

Naples median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

12 of 79

Naples actives have cut their price

Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the NAPLES 34120 median. See the full Naples market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $3,500 · 17 days on market since

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

430 SHADY HOLLOW BOULEVARD ESold · Jul ’25

$625,000

430 SHADY HOLLOW BOULEVARD E

5 bd · 4 ba · 3,000 sqft · $208/sqft · 236 DOM

29 37TH AVENUE NESold · Jul ’25

$625,000

29 37TH AVENUE NE

3 bd · 2 ba · 2,043 sqft · $306/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in Naples?+

At $3,500, this home is listed about 99% below the Naples median of $547,500. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Cypress Palm Middle School (middle), Sabal Palm Elementary School (elementary), Palmetto Ridge High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of Fast Action Realty Inc · Yanely Fernandez. MLS #A12045703.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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