13689 Deering Bay Dr, Coral Gables FL 33158, CORAL GABLES, FL, 33158
Active50 days on marketListed Jun 30, 2026MLS #A12045637
About this home
13689 Deering Bay Dr, Coral Gables FL 33158
Beautifully renovated 4BR/5.5BA home with separate guest house in prestigious Deering Bay, overlooking the golf course. Light-filled interiors feature soaring ceilings, spacious living areas, limestone floors on the first level, and river-recovered original-growth heart pine floors upstairs. Updated chef’s kitchen with custom cabinetry, oversized island, and all new finishes opens to family and dining areas. Renovations include new kitchen and baths, updated electrical, plumbing, and lighting, plus 4 new Trane variable-speed HVAC systems. Spacious primary suite offers a private balcony and spa-like bath. Resort-style pool and patio surrounded by lush landscaping create a private outdoor retreat. 2.5-car garage and oversized driveway offer ample space for multiple vehicles and a golf cart.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
4,229
Sqft
2
Garage
1995
Year built
$1,123
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$33,329 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$33,329/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Coral Gables actives
$1,123 vs $1,006
Days on market
50 vs 67 typical
Where $1,123/sqft sits among the 279 Coral Gables actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deering Bay Estates
Get to know Coral Gables. See the full Coral Gables guide →
Deering Bay Estates — neighborhood snapshot
Population
537
Median age
52
Median income
$250,001
Median home value
$1,463,200
Avg household
3
Households w/ children
60%
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Coral Gables market
$1.6M → $1.3M
Coral Gables median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
25 of 279
Coral Gables actives have cut their price
This home is listed 175% above the CORAL GABLES 33158 median. See the full Coral Gables market guide →
Paper trail
This home's history
Reality check
What actually sold near 13689 Deering Bay Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$3,050,000
13681 Deering Bay Dr, Coral Gables FL 33158 · same community
5 bd · 5.5 ba · 5,438 sqft · $561/sqft · 44 DOM
Sold · Jun ’26$4,550,000
13693 Deering Bay Dr, Coral Gables FL 33158 · same community
5 bd · 6.5 ba · 6,071 sqft · $749/sqft · 191 DOM
Sold · Dec ’25$3,850,000
6195 SW 133rd St, Pinecrest FL 33156
4 bd · 3.5 ba · 4,300 sqft · $895/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13689 Deering Bay Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13689 Deering Bay Dr — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13689 Deering Bay Dr FAQs
What would the monthly payment be for 13689 Deering Bay Dr, Coral Gables FL 33158?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $33,329/mo — principal and interest, the actual property-tax bill, the $1,090/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13689 Deering Bay Dr, Coral Gables FL 33158?+
The association fee works out to $1,090 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13689 Deering Bay Dr, Coral Gables FL 33158?+
The most recent tax bill on record (2025) was $56,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Coral Gables?+
At $4,750,000, this home is listed about 111% above the Coral Gables median of $2,250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13689 Deering Bay Dr, Coral Gables FL 33158?+
Howard Drive Elementary School (elementary), Palmetto Middle School (middle), Miami Palmetto Senior High School (high), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$4,750,000 runs 175% above the CORAL GABLES 33158 median — but at 4,229 sqft it's also nearly twice the size of the typical Coral Gables listing.
02Garden & Golf Course & Other views
The garden and golf course and other view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,090/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Howard Drive Elementary School, Palmetto Middle School, Miami Palmetto Senior High School, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — Howard Drive Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Real Estate Empire Group, Inc. · Jesus Castanon. MLS #A12045637.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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