540 SE 32nd Ave, Homestead FL 33033, HOMESTEAD, FL, 33033
Active47 days on marketListed Jun 29, 2026MLS #A12045075
About this home
540 SE 32nd Ave, Homestead FL 33033
Beautiful lakefront home in the gated community of Martinique at Oasis. The interior features a thoughtfully designed floor plan with bright, open living spaces, tile flooring throughout the main level, and a modern kitchen with ample cabinetry, generous counter space, and a breakfast bar overlooking the dining and living areas. Upstairs, the spacious primary suite boasts tray ceilings, a walk-in closet, and an en-suite bath. Enjoy peaceful lake views from the covered patio, perfect for relaxing or entertaining outdoors. Residents enjoy access to resort-style amenities, including a clubhouse, expansive pool, fitness center, and beautifully maintained common areas. Conveniently located near shopping, dining, schools, parks, major highways, and the Florida Turnpike, this move-in-ready home combines comfort, convenience, and lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,224
Sqft
2015
Year built
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,933 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,933/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.7%
$/sqft vs Homestead actives
$271 vs $268
Days on market
47 vs 57 typical
Where $271/sqft sits among the 399 Homestead actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oasis
Get to know Homestead. See the full Homestead guide →
Oasis — neighborhood snapshot
Population
6,864
Median age
30
Median income
$98,542
Median home value
$412,611
Avg household
3
Households w/ children
1,207
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homestead market
$461K → $488K
Homestead median sold, yr/yr
98.9%
Sale-to-list ratio (12 mo)
58 of 399
Homestead actives have cut their price
Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the HOMESTEAD 33033 median. See the full Homestead market guide →
Paper trail
This home's history
Reality check
What actually sold near 540 SE 32nd Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$327,500
407 SE 32nd Ter, Homestead FL 33033 · same community
2 bd · 2.5 ba · 1,224 sqft · $268/sqft · 181 DOM
Sold · Mar ’26$325,000
449 SE 32 TER, Homestead FL 33033 · same community
2 bd · 2.5 ba · 1,224 sqft · $266/sqft · 95 DOM
Sold · Aug ’25$331,510
581 SE 32nd Ter, Homestead FL 33033 · same community
2 bd · 2.5 ba · 1,224 sqft · $271/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 540 SE 32nd Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 540 SE 32nd Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
540 SE 32nd Ave FAQs
What would the monthly payment be for 540 SE 32nd Ave, Homestead FL 33033?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,933/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 540 SE 32nd Ave, Homestead FL 33033?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 540 SE 32nd Ave, Homestead FL 33033?+
The most recent tax bill on record (2025) was $6,858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homestead?+
At $332,000, this home is listed about 26% below the Homestead median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 540 SE 32nd Ave, Homestead FL 33033?+
Gateway Environmental K-8 Learning Center (elementary), Homestead Senior High School (high), Homestead Middle School (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP Realty, LLC · Luis Ruiz. MLS #A12045075.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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