10190 Collins Ave # 203, Bal Harbour FL 33154, BAL HARBOUR, FL, 33154
Active40 days on marketListed Jun 29, 2026MLS #A12045003
About this home
10190 Collins Ave # 203, Bal Harbour FL 33154
LUXURY REMODELED CONDO – STEPS FROM THE BEACH IN EXCLUSIVE BAL HARBOUR! Experience elevated coastal living in this beautifully remodeled 2 bedroom, 2 bathroom residence, tucked inside an intimate boutique building just steps from the sand and the world-renowned Bal Harbour Shops. Curated by a renowned designer, every detail was thoughtfully crafted to create a modern, sophisticated home — featuring ambient cove lighting, a central sound system throughout, and elegant designer finishes. What truly sets this residence apart is the rare, unmistakable feeling of a private home rather than a typical condo. The thoughtful layout, low-density boutique building, and exceptional privacy create an intimate, serene retreat you simply won't find elsewhere in the area. Additional highlights include in-unit washer/dryer and assigned parking, making this a true move-in ready, turnkey opportunity. Ideally located in one of South Florida's most prestigious beachfront villages, residents enjoy effortless access to pristine beaches, upscale dining, and world-class shopping, all within walking distance, with easy proximity to Surfside, Bay Harbor Islands, Miami Beach, Aventura, and Sunny Isles. Perfect for end-users seeking a serene beachfront lifestyle or investors looking for a stylish, income-ready property. Opportunities to own a home that truly feels this private in Bal Harbour rarely come available — schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
760
Sqft
2
Garage
1948
Year built
$1,092
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,210 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,210/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bal Harbour actives
$1,092 vs $1,264
Days on market
40 vs 119 typical
Where $1,092/sqft sits among the 116 Bal Harbour actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bal Harbour
Get to know Bal Harbour. See the full Bal Harbour guide →
BAL HARBOUR 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bal Harbour market
$1.8M → $4.0M
Bal Harbour median sold, yr/yr
92.5%
Sale-to-list ratio (12 mo)
6 of 116
Bal Harbour actives have cut their price
This home is listed 138% above the BAL HARBOUR 33154 median. See the full Bal Harbour market guide →
Paper trail
This home's history
Reality check
What actually sold near 10190 Collins Ave # 203
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$400,000
9273 Collins Ave # 510, Surfside FL 33154
1 bd · 2 ba · 857 sqft · $467/sqft · 42 DOM
Sold · Apr ’26$520,000
9195 Collins Ave, Surfside FL 33154
1 bd · 1 ba · 860 sqft · $605/sqft · 83 DOM
Sold · Jun ’26$1,275,000
8900 Harding Ave, Surfside FL 33154
2 bd · 1.5 ba · 890 sqft · $1,433/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10190 Collins Ave # 203 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10190 Collins Ave # 203 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10190 Collins Ave # 203 FAQs
What would the monthly payment be for 10190 Collins Ave # 203, Bal Harbour FL 33154?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,210/mo — principal and interest, the actual property-tax bill, the $708/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10190 Collins Ave # 203, Bal Harbour FL 33154?+
The association fee works out to $708 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10190 Collins Ave # 203, Bal Harbour FL 33154?+
The most recent tax bill on record (2025) was $6,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bal Harbour?+
At $829,700, this home is listed about 72% below the Bal Harbour median of $2,974,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10190 Collins Ave # 203, Bal Harbour FL 33154?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$829,700 runs 138% above the BAL HARBOUR 33154 median.
02Garden View & Other View & None views
The garden view and other view and none view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $708/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Avenew Realty Corp · Marbelys Angel Pena. MLS #A12045003.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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