3121 SW 23rd St, Miami FL 33145, MIAMI, FL, 33145
Active42 days on marketListed Jun 26, 2026MLS #A12044043
About this home
3121 SW 23rd St, Miami FL 33145
Modern luxury meets timeless Miami elegance in the heart of Silver Bluff. These brand-new 4-bedroom, 4-bathroom townhomes offer nearly 3,000 sq. ft. of thoughtfully designed living space just minutes from Coconut Grove, Coral Gables, and Brickell. Natural wood accents flow from the striking exterior into the grand entrance, creating a warm and sophisticated first impression. Inside, each residence features impact glass windows and doors, designer lighting, imported finishes, and built-in ceiling speakers for seamless indoor and outdoor entertaining. The chef’s kitchen is beautifully appointed with Italian cabinetry, quartz countertops, and premium stainless-steel appliances. Open-concept living spaces flow effortlessly to a private terrace and stunning coral accents —perfect for entertaining under the Miami sky. Additional highlights include smart-home technology, dry bar on the second floor, a one-car garage and pool Located within walking distance to Coral Way cafés, top-rated schools, and the vibrant lifestyle of Coconut Grove, this is a rare opportunity to own luxury new construction in one of Miami’s most desirable neighborhoods.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,635
Sqft
1
Garage
2026
Year built
$626
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,943 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,943/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.1%
$/sqft vs Miami actives
$626 vs $513
Days on market
42 vs 66 typical
Where $626/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coral Way
Get to know Miami. See the full Miami guide →
Coral Way — neighborhood snapshot
Population
40,864
Median age
43
Median income
$83,194
Median home value
$548,495
Avg household
2
Households w/ children
4,292
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 340% above the MIAMI 33145 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 3121 SW 23rd St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,550,000
2821 SW 23rd Ter # A, Miami FL 33145 · same community
4 bd · 4 ba · 2,416 sqft · $642/sqft · 0 DOM
Sold · Apr ’26$1,530,000
2823 SW 23rd Ter, Miami FL 33145 · same community
3 bd · 4 ba · 2,416 sqft · $633/sqft · 33 DOM
Sold · Jun ’26$720,000
2355 SW 36th Ave, Miami FL 33145 · same community
3 bd · 2 ba · 1,068 sqft · $674/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3121 SW 23rd St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3121 SW 23rd St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3121 SW 23rd St FAQs
What would the monthly payment be for 3121 SW 23rd St, Miami FL 33145?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,943/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3121 SW 23rd St, Miami FL 33145?+
The most recent tax bill on record (2025) was $3,129. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $1,650,000, this home is listed about 170% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3121 SW 23rd St, Miami FL 33145?+
Coral Gables Senior High School (high), Francis S.Tucker K-8 Center (elementary), Ponce De Leon Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Epic Capital Realty · Waqaas Merchant. MLS #A12044043.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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