David Ramirez
$299,9002 bd2 ba1,520 sqft$197 /sqft$3,103 /mo all-in ↓

2000 Towerside Ter # 905, Miami FL 33138, MIAMI, FL, 33138

Active42 days on marketListed Jun 26, 2026MLS #A12043833

Priced 9% below the MIAMI 33138 medianWaterfrontFully furnishedCondominiumTOWERS OF QUAYSIDE CONDO

About this home

2000 Towerside Ter # 905, Miami FL 33138

PRICED to sell.......great offer for this well furnished ane totally appointed unit...walk in ready. Spacious split bedroom floor plan FULLY FURNISHED and completely appointed, move-in ready and also available to rent right away for a would be investor. Complex is a 33 acre extremely well maintained oasis boasting many amenities: 10 Tennis Courts with a Pro Shop, Basket Ball, Pickle ball, Spa facility offering massage, sauna, indoor and outdoor pools, exercise classes, 2 restaurants, dog park, kiddie park, party room, courtesy bus and a marina with boat dock rental availability. Washer and Dryer in unit. Very secure gated community providing a lifestyle of comfortability and resort style living. Must see, pictures do not completely capture the unit.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,520

Sqft

1

Garage

1981

Year built

$197

Per sqft

WaterfrontGarden View & Skyline viewFurnished

Inside

FlooringCarpet · Ceramic Floor · Marble
AppliancesDishwasher · Disposal · Dryer · Electric Range · Electric Water Heater · Ice Maker · Refrigerator · Washer
InteriorLobby · Elevator · Fire Sprinklers · Split Bedroom · Walk-In Closet(s)
CoolingCentral Air · Electric
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

ConstructionCBS Construction
ViewGarden View · Skyline
Parking1 Space · Covered · Guest · No Rv/Boats · No Trucks/Trailers
ExteriorEast Of Us1 · Barbeque · Courtyard · Open Balcony · Tennis Court(s)

Community & fees

HOA fee$867/mo
Taxes (2025)$2,131/yr
PetsMaximum 20 Lbs

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,103 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$178
Condo fee — from the listing$867
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$3,103/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$178
HOA / condo fee$867
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$288KedgeAI estimate $360,990 · range $343K$422K$439K

vs edgeAI estimate

−16.9%

$/sqft vs TOWERS OF QUAYSIDE CONDO

$197 vs $309

Days on market

42 vs 66 typical

Where $197/sqft sits among the 14 homes for sale in TOWERS OF QUAYSIDE CONDO

5 · this home
5
2
1
0
1
$197–273$273–348$348–424$424–500$500–575$575+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Miami

Map of 2000 Towerside Ter # 905, Miami FL 33138

Get to know Miami. See the full Miami guide →

MIAMI 33138 — neighborhood snapshot

Population

28,871

Median age

40.1

Median income

$71,518

Median home value

$686,300

Avg household

2.29

Households w/ children

3,077

For the school run

Dade County School District

ElementaryMiami Shores Elementary School★★★★★
MiddleHorace Mann Middle School★★★★
HighMiami Edison Senior High School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

1 of 14

TOWERS OF QUAYSIDE CONDO have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the MIAMI 33138 median. See the full Miami market guide →

Paper trail

This home's history

Jun 26, 2026Listed at $299,900 · 42 days on market since
1981Built · TOWERS OF QUAYSIDE CONDO

Reality check

What actually sold near 2000 Towerside Ter # 905

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1000 Quayside Ter, Miami FL 33138Sold · Jan ’26

$435,000

1000 Quayside Ter, Miami FL 33138 · same community

2 bd · 2 ba · 1,520 sqft · $286/sqft · 343 DOM

2000 Towerside Ter # 406, Miami FL 33138Sold · Apr ’26

$342,000

2000 Towerside Ter # 406, Miami FL 33138 · same community

2 bd · 2 ba · 1,520 sqft · $225/sqft · 221 DOM

2000 Towerside Ter # 1905, Miami FL 33138Sold · May ’26

$285,000

2000 Towerside Ter # 1905, Miami FL 33138 · same community

2 bd · 2 ba · 1,520 sqft · $188/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2000 Towerside Ter # 905 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2000 Towerside Ter # 905 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

2000 Towerside Ter # 905 FAQs

What would the monthly payment be for 2000 Towerside Ter # 905, Miami FL 33138?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,103/mo — principal and interest, the actual property-tax bill, the $867/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2000 Towerside Ter # 905, Miami FL 33138?+

The association fee works out to $867 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2000 Towerside Ter # 905, Miami FL 33138?+

The most recent tax bill on record (2025) was $2,131. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2000 Towerside Ter # 905, Miami FL 33138?+

The listing reports pets: Maximum 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami?+

At $299,900, this home is listed about 51% below the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2000 Towerside Ter # 905, Miami FL 33138?+

Miami Shores Elementary School (elementary), Horace Mann Middle School (middle), Miami Edison Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the MIAMI 33138 market on paper

$299,900 is 9% below the MIAMI 33138 median of $329,950, and at $197/sqft it sits under the Miami average of $651.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $867/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of United Realty Group Inc · Maria DeVito. MLS #A12043833.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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