3240 SW 190th Ave, Miramar FL 33029, MIRAMAR, FL, 33029
Active39 days on marketListed Jul 1, 2026MLS #A12043338
About this home
3240 SW 190th Ave, Miramar FL 33029
Move-in ready luxury lakefront pool home in the guard-gated community of Sunset Lakes with nearly half a million in upgrades, including a NEW ROOF, full IMPACT WINDOWS & DOORS, and a high-efficiency Lennox 28 SEER HVAC system. This beautifully updated home offers 4 bedrooms plus a spacious loft, ideal as a 5th bedroom, home office, or extra room, 4 full bathrooms, soaring volume ceilings, and an open floor plan filled with natural light. The remodeled chef's kitchen features quartz countertops, ceiling-height cabinetry with pull-out storage, a large center island, walk-in butler's pantry with additional cabinetry, and LG Signature stainless steel appliances including double wall ovens and a convection microwave. The luxurious primary suite offers custom walk-in closets and a private balcony overlooking the lake. Enjoy your backyard oasis with a sparkling pool, travertine patio, screened lanai, and a 20x20 pergola with motorized sun and bug screens. Additional upgrades include a spa-inspired primary bathroom, renovated laundry room with quartz countertops, custom blinds, finished garage with epoxy floors, overhead storage, EV charging outlet, whole-house gutters, smart switches, and lake-fed irrigation. Sunset Lakes offers resort-style amenities including a clubhouse, fitness center, tennis, pickleball, basketball courts, playgrounds, and 24/7 guarded security. HOA includes cable and internet. Ask me about our exclusive 2.25% ASSUMABLE LOAN!!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,766
Sqft
3
Garage
2003
Year built
$365
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,542 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,542/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.9%
$/sqft vs SUNSET LAKES PLAT ONE
$365 vs $392
Days on market
39 vs 44 typical
Where $365/sqft sits among the 7 homes for sale in SUNSET LAKES PLAT ONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sunset Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,649/mo median
Live Miramar rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Sunset Lakes
Sunset Lakes is a short-term-rental community. See the full guide →
Sunset Lakes — neighborhood snapshot
Population
6,049
Median age
36
Median income
$201,836
Median home value
$757,747
Avg household
3
Households w/ children
895
For the school run
Broward County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miramar market
$1.3M → $580K
Miramar median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
2 of 7
SUNSET LAKES PLAT ONE have cut their price
Median sold price, Miramar, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 104% above the MIRAMAR 33029 median. See the full Miramar market guide →
Paper trail
This home's history
Reality check
What actually sold near 3240 SW 190th Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,325,000
18940 SW 31st Ct, Miramar FL 33029 · same community
5 bd · 4.5 ba · 3,563 sqft · $372/sqft · 41 DOM
Sold · Dec ’25$1,050,000
3921 SW 186th Ave, Miramar FL 33029 · same community
6 bd · 3.5 ba · 3,428 sqft · $306/sqft · 15 DOM
Sold · Sep ’25$1,150,000
3260 SW 189th Ave, Miramar FL 33029 · same community
5 bd · 5 ba · 3,301 sqft · $348/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3240 SW 190th Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3240 SW 190th Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3240 SW 190th Ave FAQs
What would the monthly payment be for 3240 SW 190th Ave, Miramar FL 33029?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,542/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3240 SW 190th Ave, Miramar FL 33029?+
The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3240 SW 190th Ave, Miramar FL 33029?+
The most recent tax bill on record (2025) was $13,643. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3240 SW 190th Ave, Miramar FL 33029 be rented short-term?+
Yes — this home sits inside Sunset Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
How does the price compare to other homes in Miramar?+
At $1,375,000, this home is listed about 164% above the Miramar median of $519,948. The market section on this page shows how the area is trending.
Which schools are assigned to 3240 SW 190th Ave, Miramar FL 33029?+
Sunset Lakes Elementary School (elementary), Everglades High School (high), Glades Middle School (middle) — Broward County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,375,000 runs 104% above the MIRAMAR 33029 median — but at 3,766 sqft it's also nearly twice the size of the typical Miramar listing.
02Zoned for nightly rentals
Sunset Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Strong assigned schools
Sunset Lakes Elementary School, Everglades High School, Glades Middle School — Sunset Lakes Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Real Broker LLC · Sandra Rathe. MLS #A12043338.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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