12535 SW 95th Ter, Miami FL 33186, MIAMI, FL, 33186
Active45 days on marketListed Jun 24, 2026MLS #A12042986
About this home
12535 SW 95th Ter, Miami FL 33186
Welcome to your dream home in Miami! This stunning single-family property boasts 3 bedrooms, 2 bathrooms, and a 1-car garage, perfect for a growing family or those who love to entertain. The in-ground pool is a true oasis, offering a refreshing escape from the Florida heat. The one-story layout provides easy access and a seamless flow throughout the home. The remodeled master bedroom bathroom and walk-in closet add a touch of luxury, while the installed laminate floors create a modern and stylish look. The beautiful pool is the perfect spot for weekend BBQs and summer gatherings. With a roof from 2021, you can rest easy knowing your home is in top condition. With no HOA fees, this home is move-in ready and waiting for you to make it your own. Don't miss out on this incredible opportunity to own a piece of paradise in Miami!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,310
Sqft
2
Garage
1984
Year built
$544
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,942 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,942/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.8%
$/sqft vs Miami actives
$544 vs $513
Days on market
45 vs 66 typical
Where $544/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kenland
Get to know Miami. See the full Miami guide →
Kenland — neighborhood snapshot
Population
3,308
Median age
46
Median income
$43,776
Median home value
$255,905
Avg household
2
Households w/ children
345
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 105% above the MIAMI 33186 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 12535 SW 95th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$625,000
12340 SW 95th Ter, Miami FL 33186 · same community
3 bd · 3 ba · 2,011 sqft · $311/sqft · 117 DOM
Sold · Feb ’26$430,000
13231 SW 114th Ter, Miami FL 33186
3 bd · 2 ba · 1,320 sqft · $326/sqft · 153 DOM
Sold · Oct ’25$475,000
11350 SW 132nd Ct, Miami FL 33186
3 bd · 2 ba · 1,320 sqft · $360/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12535 SW 95th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12535 SW 95th Ter — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12535 SW 95th Ter FAQs
What would the monthly payment be for 12535 SW 95th Ter, Miami FL 33186?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,942/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12535 SW 95th Ter, Miami FL 33186?+
The most recent tax bill on record (2025) was $8,013. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $713,000, this home is listed about 17% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12535 SW 95th Ter, Miami FL 33186?+
Calusa Elementary School (elementary), Arvida Middle School (middle), Instructional Center System Wide (), Miami Killian Senior High School (high), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$713,000 runs 105% above the MIAMI 33186 median.
02Garden & Pool views
The garden and pool view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Calusa Elementary School, Arvida Middle School, Instructional Center System Wide, Miami Killian Senior High School, Title I Migrant Education Program, District Instructional Center (Dic) — Calusa Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Pinpoint Real Estate Solutions, Inc. · Nagibe Mejia. MLS #A12042986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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