522 Oak Harbour Dr # 522, Juno Beach FL 33408, JUNO BEACH, FL, 33408
Active32 days on marketListed Jul 3, 2026MLS #A12042926
About this home
522 Oak Harbour Dr # 522, Juno Beach FL 33408
Rare opportunity to own a waterfront residence in the highly sought-after Oak Harbour, a 24-hour manned, private gated boating community ideally positioned along the Intracoastal Waterway in Juno Beach with direct ocean access and no fixed bridges. This beautifully updated 2-bedroom, 2-bath corner unit offers sweeping marina views and an abundance of natural light. The recently remodeled kitchen features modern finishes and thoughtful design, perfectly complementing the home’s updated bathrooms and new ceramic tile flooring throughout the living areas, bedrooms, and enclosed patio. Enjoy serene sunsets from your private enclosed patio, creating the ideal setting for relaxed coastal living. Additional features include a 2018 A/C replacement for added peace of mind. Oak Harbour residents enjoy an exceptional array of amenities, including a clubhouse, fitness center, and outdoor grilling areas. Conveniently located just minutes from premier shopping, dining, Palm Beach International Airport, top universities, and world-class golf courses. A refined blend of comfort, location, and lifestyle—this is coastal living at its finest.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,301
Sqft
1986
Year built
$461
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,488 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,488/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+52.1%
$/sqft vs Juno Beach actives
$461 vs $767
Days on market
32 vs 119 typical
Where $461/sqft sits among the 76 Juno Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Harbour
Get to know Juno Beach. See the full Juno Beach guide →
Oak Harbour — neighborhood snapshot
Population
299
Median age
71
Median income
$58,011
Median home value
$524,300
Avg household
2
Households w/ children
18%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Juno Beach market
$810K → $1.0M
Juno Beach median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
6 of 76
Juno Beach actives have cut their price
Median sold price, Juno Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 107% above the JUNO BEACH 33408 median. See the full Juno Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 522 Oak Harbour Dr # 522
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$337,500
311 Oak Harbour Drive, Juno Beach FL 33408 · same community
2 bd · 2 ba · 1,533 sqft · $220/sqft · 26 DOM
Sold · May ’26$690,000
511 Oak Harbour Drive, Juno Beach FL 33408 · same community
2 bd · 2 ba · 1,533 sqft · $450/sqft · 4 DOM
Sold · Feb ’26$405,000
346 Oak Harbour Drive, Juno Beach FL 33408 · same community
3 bd · 2.5 ba · 1,606 sqft · $252/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 522 Oak Harbour Dr # 522 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 522 Oak Harbour Dr # 522 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
522 Oak Harbour Dr # 522 FAQs
What would the monthly payment be for 522 Oak Harbour Dr # 522, Juno Beach FL 33408?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,488/mo — principal and interest, the actual property-tax bill, the $1,175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 522 Oak Harbour Dr # 522, Juno Beach FL 33408?+
The association fee works out to $1,175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 522 Oak Harbour Dr # 522, Juno Beach FL 33408?+
The most recent tax bill on record (2024) was $8,285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Juno Beach?+
At $600,000, this home is listed about 48% below the Juno Beach median of $1,150,000. The market section on this page shows how the area is trending.
Which schools are assigned to 522 Oak Harbour Dr # 522, Juno Beach FL 33408?+
William T. Dwyer High School (high), The Conservatory School At North Palm Beach (elementary), Howell L. Watkins Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$600,000 runs 107% above the JUNO BEACH 33408 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,175/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
William T. Dwyer High School, The Conservatory School At North Palm Beach, Howell L. Watkins Middle School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Real Broker LLC · Gina Robichaux. MLS #A12042926.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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