David Ramirez
$1,9902 bd2 ba1,072 sqft$2 /sqft$174 /mo all-in ↓

, NAPLES, FL, 34112

Active24 days on marketListed Jun 24, 2026MLS #A12042683

Priced 99% below the NAPLES 34112 medianApartmentCOURTYARD AT KINGS LAKE 1,COURTYARD AT KINGS L

About this home

Welcome to this beautiful 2-bedroom, 2-bathroom first-floor end-unit condo in the highly desirable Courtyard at Kings Lake community in Naples. Available as an ANNUAL RENTAL. With 1,072 sq ft of bright, open living space with brand new flooring throughout, this home features a remodeled kitchen, a cozy breakfast nook, and a formal dining area, perfect for both casual meals and entertaining. - Spacious master bedroom with 2 closets and direct access to the newly screened lanai - Split-bedroom layout for added privacy - Covered carport parking space included Community Amenities: - 2 community pools and spa - Walking and biking paths - Tennis & pickleball court Located just minutes from Downtown Naples, beaches, and shopping/dining on 5th Ave, this condo offers convenience, comfort, and lifestyle in one package. No pets as per HOA rules, ESA must provide valid documentation. Utilities included Water/Sewer and Trash

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,072

Sqft

1982

Year built

$2

Per sqft

None view

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Washer
CoolingCentral Air
HeatingCentral

Outside & construction

ConstructionConcrete Block With Brick
ViewNone
ParkingDetached Carport

Community & fees

PetsNo
CommunityPool

Utilities & systems

WaterWell

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$174 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $70Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $70
Interest rate6.00%
Loan term

Estimated payment

$174/mo

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Naples actives

$2 vs $336

Days on market

24 vs 17 typical

Where $2/sqft sits among the 80 Naples actives

0 · this home
1
25
36
11
7
$2–102$102–202$202–303$303–403$403–503$503+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kings Lake

Map of  inside its neighborhood boundary

Get to know Naples. See the full Naples guide →

Kings Lake — neighborhood snapshot

Population

1,475

Median age

68

Median income

$60,007

Median home value

$371,301

Avg household

2

Households w/ children

30%

For the school run

Collier County School District

MiddleEast Naples Middle School★★★★★
ElementaryShadowlawn Elementary School★★★★★
HighLely High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Naples market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$535K$625K

Naples median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

12 of 80

Naples actives have cut their price

Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the NAPLES 34112 median. See the full Naples market guide →

Paper trail

This home's history

Jun 24, 2026Listed at $1,990 · 24 days on market since
1982Built · COURTYARD AT KINGS LAKE 1,COURTYARD AT KINGS L

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3119 Boca Ciega Drive, Other City - In The State Of Florida FL 34112Sold · Apr ’26

$270,000

3119 Boca Ciega Drive, Other City - In The State Of Florida FL 34112

2 bd · 2 ba · 1,182 sqft · $228/sqft · 176 DOM

3119 BOCA CIEGA DRIVE UNIT B8Sold · Apr ’26

$270,000

3119 BOCA CIEGA DRIVE UNIT B8

2 bd · 2 ba · 1,182 sqft · $228/sqft · 176 DOM

1885 FLORIDA CLUB DRIVE UNIT 8108Sold · Dec ’25

$260,000

1885 FLORIDA CLUB DRIVE UNIT 8108

3 bd · 2 ba · 1,189 sqft · $219/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at ?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Naples?+

At $1,990, this home is listed about 100% below the Naples median of $547,500. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

East Naples Middle School (middle), Shadowlawn Elementary School (elementary), Lely High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of Fast Action Realty Inc · Yanely Fernandez. MLS #A12042683.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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