9011 SW 227th St # 1, Cutler Bay FL 33190, CUTLER BAY, FL, 33190
Active161 days on marketListed Mar 10, 2026MLS #A12042032
About this home
9011 SW 227th St # 1, Cutler Bay FL 33190
RENT TO OWN in the beautiful sought-after Isles of Bayshore, located in sunny and picturesque Cutler Bay. Spacious townhouse with open layout for dining and entertaining. CORNER unit, lakefront with NO NEIGHBORS in the back, very bright with lots of windows. Well-maintained community with LOW HOA FEES, and plenty of guest parking nearby. Community amenities include a large sparkling pool, fully equipped gym, party room, children's playground and scenic walking trails around a beautiful lake. With easy access to the Turnpike ana US1, minutes from shopping, dining and top-rated schools. Property is also for sale. Tenant may have first option to buy and a portion of the rent may be credited towards down payment. NEGOTIABLE.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,458
Sqft
2013
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cutler Bay actives
$2 vs $322
Days on market
161 vs 56 typical
Where $2/sqft sits among the 224 Cutler Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cutler Bay
Get to know Cutler Bay. See the full Cutler Bay guide →
CUTLER BAY 33190 — neighborhood snapshot
Population
17,280
Median age
35.1
Median income
$75,876
Median home value
$371,200
Avg household
3.13
Households w/ children
2,484
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cutler Bay market
$530K → $593K
Cutler Bay median sold, yr/yr
99.2%
Sale-to-list ratio (12 mo)
25 of 224
Cutler Bay actives have cut their price
Median sold price, Cutler Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CUTLER BAY 33190 median. See the full Cutler Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 9011 SW 227th St # 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$380,000
9105 SW 227th St # 9, Cutler Bay FL 33190
2 bd · 2.5 ba · 1,458 sqft · $261/sqft · 86 DOM
Sold · Mar ’26$299,000
9217 SW 227TH STREET UNIT 3
3 bd · 2.5 ba · 1,459 sqft · $205/sqft · 92 DOM
Sold · Jan ’26$555,000
10279 SW 225th Ln, Cutler Bay FL 33190
3 bd · 2 ba · 1,480 sqft · $375/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9011 SW 227th St # 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9011 SW 227th St # 1 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9011 SW 227th St # 1 FAQs
What would the monthly payment be for 9011 SW 227th St # 1, Cutler Bay FL 33190?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Cutler Bay?+
At $2,875, this home is listed about 99% below the Cutler Bay median of $574,250. The market section on this page shows how the area is trending.
Which schools are assigned to 9011 SW 227th St # 1, Cutler Bay FL 33190?+
Goulds Elementary School (elementary), Cutler Bay Middle (middle), Miami Southridge Senior High (high), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CUTLER BAY 33190 market on paper
$2,875 is 99% below the CUTLER BAY 33190 median of $339,450, and at $2/sqft it sits under the Cutler Bay average of $349.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
161 days on market against a Cutler Bay median of 56 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of Multi Gro Management, Inc. · Martin Ling. MLS #A12042032.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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