555 Harem Ave, Opa-Locka FL 33054, OPA-LOCKA, FL, 33054
Active31 days on marketListed Jun 24, 2026MLS #A12041365
About this home
555 Harem Ave, Opa-Locka FL 33054
Charming 2BR/1BA single-family home situated on an oversized lot with tremendous upside potential. Property features a newer roof installed approximately 2 years ago, ample parking, and plenty of space for expansion, additions, or future development. Ideal opportunity for investors, builders, or owner-occupants looking to add value. Conveniently located near major roadways, shopping, schools, and public transportation. Please see broker remarks for showing instructions.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
809
Sqft
1956
Year built
$456
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,561 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,561/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.2%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside OPA-LOCKA 33054
OPA-LOCKA 33054 — neighborhood snapshot
Population
31,165
Median age
34.9
Median income
$42,779
Median home value
$291,700
Avg household
3.12
Households w/ children
3,687
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The OPA-LOCKA 33054 market
This home is listed 6% below the OPA-LOCKA 33054 median.
Paper trail
This home's history
Reality check
What actually sold near 555 Harem Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$439,000
535 Harem Ave, Opa-Locka FL 33054 · same community
2 bd · 1 ba · 929 sqft · $473/sqft · 63 DOM
Sold · Dec ’25$440,000
1025 Curtiss Dr, Opa-Locka FL 33054 · same community
3 bd · 2 ba · 1,060 sqft · $415/sqft · 103 DOM
Sold · Jul ’26$475,000
805 Sultan Ave, Opa-Locka FL 33054 · same community
3 bd · 2 ba · 1,145 sqft · $415/sqft · 431 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 555 Harem Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 555 Harem Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
555 Harem Ave FAQs
What would the monthly payment be for 555 Harem Ave, Opa-Locka FL 33054?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,561/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 555 Harem Ave, Opa-Locka FL 33054?+
The most recent tax bill on record (2025) was $786. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in OPA-LOCKA 33054?+
At $369,000, this home is listed about 6% below the OPA-LOCKA 33054 median of $392,400. The market section on this page shows how the area is trending.
Which schools are assigned to 555 Harem Ave, Opa-Locka FL 33054?+
Dr. Robert B. Ingram Elementary School (elementary), North Dade Middle School (middle), Miami Central Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OPA-LOCKA 33054 market on paper
$369,000 is 6% below the OPA-LOCKA 33054 median of $392,400.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $389,000, now $369,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Top Tier International Realty, LLC. · Melanie Aguilera. MLS #A12041365.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.