3015 SW 21st Ter # 371B, Delray Beach FL 33445, DELRAY BEACH, FL, 33445
Active54 days on marketListed Jun 21, 2026MLS #A12040656
About this home
3015 SW 21st Ter # 371B, Delray Beach FL 33445
Stunningly Renovated Lakefront Villa! This exquisite 2BR/2BA single-story villa is substantially renovated with no expenses spare. It is located in an all-ages community just 2 miles from the beach and minutes from Atlantic Avenue. Enjoy a private, resort-style entrance with lush landscaping and an oversized covered patio overlooking the lake. Features include a new roof, impact windows, designer kitchen with quartz countertops and premium stainless steel appliances ready for all the big family dinners. Tile and Laminate throughout the property giving a nice and clean feel, new A/C, and oversized storage closet for your convenience. Partial impact windows with warranty is just another plus. Property is only minutes away from the best Deerfield has to offer. HOA includes insurance, cable, internet, water, pool, landscaping, and maintains 10%+ reserves. Move in ready and ready for its new owners! Seller motivated. Seller will pay assessment at closing! All information is deemed to be accurate but must VERIFIED!! SELLER MOTIVATED!!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,120
Sqft
1980
Year built
$304
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,120 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,120/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.7%
$/sqft vs Delray Beach actives
$304 vs $241
Days on market
54 vs 61 typical
Where $304/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Delray Oak West
Get to know Delray Beach. See the full Delray Beach guide →
Delray Oak West — neighborhood snapshot
Population
1,072
Median age
37
Median income
$62,138
Median home value
$246,000
Avg household
2
Households w/ children
142
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the DELRAY BEACH 33445 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3015 SW 21st Ter # 371B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$275,000
2018 SW 29th Court # 0642, Delray Beach FL 33445 · same community
2 bd · 2 ba · 1,179 sqft · $233/sqft · 103 DOM
Sold · Feb ’26$257,500
3130 SW 20th Terrace, Delray Beach FL 33445 · same community
2 bd · 2 ba · 1,348 sqft · $191/sqft · 15 DOM
Sold · Apr ’26$205,000
3130 SW 20th Terrace, Delray Beach FL 33445 · same community
2 bd · 2 ba · 1,348 sqft · $152/sqft · 142 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3015 SW 21st Ter # 371B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3015 SW 21st Ter # 371B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3015 SW 21st Ter # 371B FAQs
What would the monthly payment be for 3015 SW 21st Ter # 371B, Delray Beach FL 33445?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,120/mo — principal and interest, the actual property-tax bill, the $530/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3015 SW 21st Ter # 371B, Delray Beach FL 33445?+
The association fee works out to $530 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3015 SW 21st Ter # 371B, Delray Beach FL 33445?+
The most recent tax bill on record (2025) was $3,337. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Delray Beach?+
At $340,000, this home is listed about 26% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 3015 SW 21st Ter # 371B, Delray Beach FL 33445?+
Orchard View Elementary School (elementary), Spanish River Community High School (high), Boca Raton Community Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$340,000 runs 70% above the DELRAY BEACH 33445 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $530/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Orchard View Elementary School, Spanish River Community High School, Boca Raton Community Middle School, Glades Construction Academy At West Technical — Spanish River Community High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $345,000, now $340,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of M&M Realty, Investment and Management Corp. · Michael Moraru. MLS #A12040656.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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