David Ramirez
$1,6501 bd1 ba434 sqft$4 /sqft≈$172 /mo all-in ↓

1411 Truman Ave # 0, Key West FL 33040, KEY WEST, FL, 33040

Active52 days on marketListed Jun 19, 2026MLS #A12040011

✦ Priced 100% below the KEY WEST 33040 medianCondominiumTHREE PALMS CONDOMINIUM

About this home

1411 Truman Ave # 0, Key West FL 33040

WE ENCOURAGE ALL INTERESTED PARTIES TO CALL OUR OFFICE PHONE DIRECTLY FOR THE FASTEST ANSWER AND ASSISTANCE WITH THIS LISTING. Application required prior to scheduling a showing. Available September 10th. Steeped in rich island history and radiating classic Conch charm offers a rare opportunity to own a piece of Old Town Key West paradise. Nestled in the highly coveted and peaceful neighborhood of The Meadows, this exceptional residential condominium seamlessly blends the romance of early 20th-century architecture with the modern, low-maintenance conveniences today's discerning buyers demand. Whether you are searching for the perfect tropical pied-à-terre, a high-performing long-term investment property, or an intimate primary nest in the heart of the Florida Keys, this historic gem delivers an uncompromised lifestyle directly across from the lush, expansive greenery of historic Bayview Park.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

434

Sqft

1

Garage

1938

Year built

$4

Per sqft

Partially

Inside

FurnishedPartially

Outside & construction

Community & fees

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$172 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $58Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $58
Interest rate6.00%
Loan term

Estimated payment

$172/mo

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Key West actives

$4 vs $1,066

Days on market

52 vs 113 typical

Where $4/sqft sits among the 8 Key West actives

0 · this home
0
3
1
0
4
$4–214$214–425$425–635$635–846$846–1056$1056+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Meadows

Map of 1411 Truman Ave # 0, Key West FL 33040 inside its neighborhood boundary

Get to know Key West. See the full Key West guide →

The Meadows — neighborhood snapshot

Population

309

Median age

61

Median income

$40,103

Median home value

$903,430

Avg household

2

Households w/ children

5%

For the school run

Monroe County School District

HighKey West High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Key West market

Seller’s marketLeans buyer — 10.0 months of inventoryBuyer’s market

$831K → $4.3M

Key West median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

0 of 8

Key West actives have cut their price

Median sold price, Key West, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the KEY WEST 33040 median. See the full Key West market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $1,650 · 52 days on market since
1938Built · THREE PALMS CONDOMINIUM

Reality check

What actually sold near 1411 Truman Ave # 0

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2601 S Roosevelt Boulevard # 608b, Key West FL 33040Sold · Jun ’26

$525,000

2601 S Roosevelt Boulevard # 608b, Key West FL 33040

1 bd · 1 ba · 754 sqft · $696/sqft · 156 DOM

Nearby listingSold · Nov ’25

$565,000

Nearby listing

2 bd · 1 ba · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1411 Truman Ave # 0 — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1411 Truman Ave # 0 — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

1411 Truman Ave # 0 FAQs

What would the monthly payment be for 1411 Truman Ave # 0, Key West FL 33040?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in Key West?+

At $1,650, this home is listed about 100% below the Key West median of $999,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1411 Truman Ave # 0, Key West FL 33040?+

Key West High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of Maria Ottinger R.E Broker · Maria Ottinger. MLS #A12040011.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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