David Ramirez
$1,495,0004 bd5 ba$9,160 /mo all-in ↓

2939 SW 21st st, Miami FL 33145, MIAMI, FL, 33145

Active51 days on marketListed Jun 19, 2026MLS #A12040002

New constructionTownhouseMILLERDALE

About this home

2939 SW 21st st, Miami FL 33145

New construction, luxury Townhome in the heart of Miami. 2600SF Under AC and more than 3000 Total SF. 4 bedrooms, 5 full bathrooms + Office, Storage or Multipurpose Room 1st floor: Foyer, office w/ Full Bath, Formal Living Area, Family Room, Dining + Kitchen, Pool with a full cabana bath & Covered Terrace. 2nd floor: Huge master bedroom w/ lounge area, ample Walking Closet and balcony, 2nd Master with balcony and huge walking closet & bath + 2 bedrooms with shared bath. Laundry. High Ceilings, Hurricane Impact Windows, Porcelain Countertops & LED Lighting. 1 car garage + 1 car Driveway. Minutes from Miracle Mile, Coconut Grove, Brickell, Downtown, Coral Gables. Walk to the Underline, Grove Central Mall, Starbucks, Publix Coral Way as well as the Miami Metrorail.

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

1

Garage

2025

Year built

Other View viewPets allowed

Inside

AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Other Equipment/Appliances · Refrigerator · Washer
InteriorCloset Cabinetry
CoolingCentral Air
HeatingCentral

Outside & construction

ViewOther View
Parking1 Space · Open
ExteriorNone · Barbeque

Community & fees

Taxes (2025)$4,470/yr
PetsYes

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,160 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,067
PMI (est., until 20% equity)$561
Property tax — 2025 actual bill$373
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,500
Interest rate6.00%
Loan term

Estimated payment

$9,160/mo

Principal & interest$8,067
PMI (est., until 20% equity)$561
Property taxes (actual bill)$373
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Coral Way

Map of 2939 SW 21st st, Miami FL 33145 inside its neighborhood boundary

Get to know Miami. See the full Miami guide →

Coral Way — neighborhood snapshot

Population

40,864

Median age

43

Median income

$83,194

Median home value

$548,495

Avg household

2

Households w/ children

4,292

For the school run

Dade County School District

HighCoral Gables Senior High School★★★★★
ElementaryFrancis S.Tucker K-8 Center★★★★★
MiddlePonce De Leon Middle School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 299% above the MIAMI 33145 median. See the full Miami market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $1,495,000 · 51 days on market since
2025Built · MILLERDALE

Reality check

What actually sold near 2939 SW 21st st

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2845 SW 21st Ter, Miami FL 33145Sold · Apr ’26

$520,000

2845 SW 21st Ter, Miami FL 33145 · same community

2 bd · 1 ba · 1,424 sqft · $365/sqft · 7 DOM

2870 SW 21st St, Miami FL 33145Sold · Apr ’26

$770,000

2870 SW 21st St, Miami FL 33145 · same community

3 bd · 2.5 ba · 2,280 sqft · $338/sqft · 20 DOM

2937 SW 21st ST, Miami FL 33145Sold · Jun ’26

$1,440,000

2937 SW 21st ST, Miami FL 33145 · same community

4 bd · 5 ba · 2,620 sqft · $550/sqft · 208 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2939 SW 21st st — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2939 SW 21st st — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

2939 SW 21st st FAQs

What would the monthly payment be for 2939 SW 21st st, Miami FL 33145?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,160/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2939 SW 21st st, Miami FL 33145?+

The most recent tax bill on record (2025) was $4,470. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2939 SW 21st st, Miami FL 33145?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami?+

At $1,495,000, this home is listed about 145% above the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2939 SW 21st st, Miami FL 33145?+

Coral Gables Senior High School (high), Francis S.Tucker K-8 Center (elementary), Ponce De Leon Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of Compass Florida, LLC · Juliana Ospina. MLS #A12040002.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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