900 Biscayne Blvd # 2302, Miami FL 33132, MIAMI, FL, 33132
Active51 days on marketListed Jun 17, 2026MLS #A12038431
About this home
900 Biscayne Blvd # 2302, Miami FL 33132
Experience elevated luxury living at 900 Biscayne Boulevard, one of Downtown Miami’s most iconic addresses. This spectacular 3-bedroom, 3-bath residence offers breathtaking panoramic views of Biscayne Bay, the Atlantic Ocean, and the Miami skyline through dramatic floor-to-ceiling glass windows that fill the home with natural light. Elegantly finished with Crystal White marble flooring throughout, the residence features a spacious open-concept design that seamlessly connects the living, dining, and kitchen areas, creating the perfect setting for both everyday living and entertaining. A large private terrace invites you to enjoy stunning sunrises, sparkling city lights, and Miami’s year-round waterfront lifestyle. The gourmet kitchen is appointed with premium stainless-steel appliances, custom cabinetry, stone countertops, and refined designer finishes. The luxurious primary suite showcases spectacular bay views, generous closet space, and a spa-inspired bathroom with dual vanities, soaking tub, and separate glass-enclosed shower. A truly unique feature of this residence is that each bedroom enjoys direct access to its own private terrace, offering exceptional privacy, outdoor living, and breathtaking views from every room. Residents of 900 Biscayne enjoy world-class amenities including 24-hour concierge and valet, resort-style pools, state-of-the-art fitness center, spa, theater room, club lounge, business center, and more. Ideally located steps from Bayfront Park, Kaseya Center, Miami Worldcenter, museums, fine dining, and luxury shopping, this exceptional residence offers the ultimate Miami luxury lifestyle in the heart of the city.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,575
Sqft
1
Garage
2008
Year built
$825
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,168 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,168/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.1%
$/sqft vs 900 BISCAYNE BAY CONDO
$825 vs $822
Days on market
51 vs 66 typical
Where $825/sqft sits among the 13 homes for sale in 900 BISCAYNE BAY CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown
Get to know Miami. See the full Miami guide →
Downtown — neighborhood snapshot
Population
24,316
Median age
38
Median income
$108,427
Median home value
$557,583
Avg household
2
Households w/ children
1,166
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
0 of 13
900 BISCAYNE BAY CONDO have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 217% above the MIAMI 33132 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 900 Biscayne Blvd # 2302
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,150,000
900 Biscayne Blvd # 3902, Miami FL 33132 · same community
3 bd · 3 ba · 1,575 sqft · $730/sqft · 104 DOM
Sold · May ’26$1,200,000
900 Biscayne Blvd # 5602, Miami FL 33132 · same community
3 bd · 3 ba · 1,575 sqft · $762/sqft · 14 DOM
Sold · Jun ’26$1,175,000
900 Biscayne Blvd # 3709, Miami FL 33132 · same community
3 bd · 3 ba · 1,579 sqft · $744/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 900 Biscayne Blvd # 2302 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 900 Biscayne Blvd # 2302 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
900 Biscayne Blvd # 2302 FAQs
What would the monthly payment be for 900 Biscayne Blvd # 2302, Miami FL 33132?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,168/mo — principal and interest, the actual property-tax bill, the $2,092/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 900 Biscayne Blvd # 2302, Miami FL 33132?+
The association fee works out to $2,092 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 900 Biscayne Blvd # 2302, Miami FL 33132?+
The most recent tax bill on record (2025) was $17,040. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 900 Biscayne Blvd # 2302, Miami FL 33132?+
The listing reports pets: Maximum 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $1,299,000, this home is listed about 113% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 900 Biscayne Blvd # 2302, Miami FL 33132?+
Frederick R. Douglass Elementary (elementary), District Instructional Center (Dic) (), Booker T. Washington Senior High (high), Jose De Diego Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,299,000 runs 217% above the MIAMI 33132 median — but at 1,575 sqft it's also 30% larger than the typical Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $2,092/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of One Sotheby's International Realty · Miriam Poggio. MLS #A12038431.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Miami homes, in your inbox
Like 900 Biscayne Blvd # 2302, Miami FL 33132 but not quite? A daily digest of every new listing in Miami — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →