
1822 SE 11 Ter, Cape Coral FL 33990, CAPE CORAL, FL, 33990
Active63 days on marketListed Jun 15, 2026MLS #A12037629
About this home
1822 SE 11 Ter, Cape Coral FL 33990
Welcome to your super clean waterfront 4 bedroom, 2 bathroom w/ sailboat access home that has a short ride out to the open waters of the Caloosahatchee River and Gulf. Cruise past Rosen park & and enjoy the boating lifestyle! The back patio has an in ground spa (southern exposure) & a ton of space for entertaining. This home has a new roof in 2023 & the AC is new in 2019. Large bedrooms, walk in closets, 2 living rooms & and spacious walk in pantry. Additionally, there is plenty of storage throughout the home, ensuring that you can keep your belongings organized and clutter-free. Don't miss out on this incredible opportunity to own this sailboat access- one fixed bridge to the gulf! $3300 X 3 to move in. First, Last & Security to move in ($3300 X 3.)
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2
Garage
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$184 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33990 — neighborhood snapshot
Population
35,428
Median age
48.6
Median income
$70,278
Median home value
$330,500
Avg household
2.57
Households w/ children
3,310
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $408K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CAPE CORAL 33990 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1822 SE 11 Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$600,000
Nearby listing
3 bd · 3 ba · 23 DOM
Sold · Sep ’25$150,000
716 SE 12TH COURT UNIT 31
2 bd · 2 ba · 982 sqft · $153/sqft · 79 DOM
Sold · Oct ’25$240,000
512 SE 17TH PL, Cape Coral FL 33990
2 bd · 2 ba · 1,211 sqft · $198/sqft · 207 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1822 SE 11 Ter — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1822 SE 11 Ter — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1822 SE 11 Ter FAQs
What would the monthly payment be for 1822 SE 11 Ter, Cape Coral FL 33990?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $184/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Cape Coral?+
At $3,300, this home is listed about 99% below the Cape Coral median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1822 SE 11 Ter, Cape Coral FL 33990?+
Diplomat Middle School (middle), Mariner High School (high), Hector A. Cafferata Junior Elementary School (elementary), Island Coast High School (high), Caloosa Middle School (middle), North Fort Myers High School (high), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Trafalgar Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CAPE CORAL 33990 market on paper
$3,300 is 99% below the CAPE CORAL 33990 median of $394,450.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Diplomat Middle School, Mariner High School, Hector A. Cafferata Junior Elementary School, Island Coast High School, Caloosa Middle School, North Fort Myers High School, Patriot Elementary School, Skyline Elementary School, Trafalgar Elementary School, Cape Coral High School, Ida S. Baker High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Keller Williams Eagle Realty · Michael Marks. MLS #A12037629.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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