8701 SW 191st St, Cutler Bay FL 33157, CUTLER BAY, FL, 33157
Active64 days on marketListed Jun 15, 2026MLS #A12037359
About this home
8701 SW 191st St, Cutler Bay FL 33157
THIS IS A GEM IN THE HEART OF CUTLER BAY!! LUXURIOUS AND SPACIOUS CORNER SINGLE FAMILY HOME LOCATED IN A QUIET AND PEACEFUL NEIGHBORDHOOD, THIS 4/2 HOUSE HAS AND ADDITONAL ROOM IN THE MASTER BEDROOM USE AS AN OFFICE OR YOU CAN USE AS A BABY ROOM, BEAUTUFUL BATHROOMS, SEPARATE TUBE AND SHOWER IN THE MASTER BATHROOM, THE KITCHEN IS EQUIPPED WITH STAINLESS STEEL APPLIACNCES, GRANITE COUNTERTOPS, A GRAND LIVING ROOM AND DINING ROOM , HUGE FAMILY ROOM WITH TV, NEW ROOF, NEW WASHER AND DRYER, NEW CENTRAL AIR CONDITIONER, NEW HIGH IMPACT WINDOWS AND DOORS. THE LAUDRY ROOM IS READY TO CONVERT TO A THIRD BATHROOM. SPACE FOR BOAT AND RV, OFFERING ENDLESS POSSIBILITIES FOR LANDSCAPING AND OUTDOOR ACTIVITIES.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,634
Sqft
2
Garage
1989
Year built
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,157 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,157/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.9%
$/sqft vs WHISPERING PINES ESTATES
$323 vs $470
Days on market
64 vs 56 typical
Where $323/sqft sits among the 7 homes for sale in WHISPERING PINES ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cutler Bay
Get to know Cutler Bay. See the full Cutler Bay guide →
CUTLER BAY 33157 — neighborhood snapshot
Population
69,605
Median age
40.6
Median income
$80,364
Median home value
$478,300
Avg household
3.17
Households w/ children
8,138
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cutler Bay market
$530K → $593K
Cutler Bay median sold, yr/yr
99.2%
Sale-to-list ratio (12 mo)
2 of 7
WHISPERING PINES ESTATES have cut their price
Median sold price, Cutler Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the CUTLER BAY 33157 median. See the full Cutler Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 8701 SW 191st St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$700,000
8720 SW 192nd Ter, Cutler Bay FL 33157 · same community
4 bd · 3 ba · 2,319 sqft · $302/sqft · 288 DOM
Sold · Sep ’25$1,050,000
8400 SW 184th Ln, Cutler Bay FL 33157 · same community
4 bd · 4 ba · 2,981 sqft · $352/sqft · 119 DOM
Sold · Jul ’26$700,000
9110 Caribbean Blvd, Cutler Bay FL 33157 · same community
4 bd · 3 ba · 2,133 sqft · $328/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8701 SW 191st St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8701 SW 191st St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8701 SW 191st St FAQs
What would the monthly payment be for 8701 SW 191st St, Cutler Bay FL 33157?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,157/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8701 SW 191st St, Cutler Bay FL 33157?+
The most recent tax bill on record (2024) was $13,105. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cutler Bay?+
At $849,900, this home is listed about 48% above the Cutler Bay median of $574,250. The market section on this page shows how the area is trending.
Which schools are assigned to 8701 SW 191st St, Cutler Bay FL 33157?+
Robert Russa Moton Elementary School (elementary), Southwood Middle School (middle), Miami Palmetto Senior High School (high), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$849,900 runs 85% above the CUTLER BAY 33157 median — but at 2,634 sqft it's also nearly twice the size of the typical Cutler Bay listing.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Robert Russa Moton Elementary School, Southwood Middle School, Miami Palmetto Senior High School, Title I Migrant Education Program, Instructional Center System Wide, District Instructional Center (Dic) — Southwood Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Future Option Realty LLC · Donny Acosta. MLS #A12037359.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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