David Ramirez
$355,000$368,0003 bd2 ba1,904 sqft$186 /sqft$2,647 /mo all-in ↓

1944 SW 48th Avenue, Gainesville FL 32608, GAINESVILLE, FL, 32608

Active57 days on marketListed Jun 15, 2026MLS #A12036843

Reduced $13KSingle Family ResidenceSERENOLA ESTATES

About this home

1944 SW 48th Avenue, Gainesville FL 32608

Move-in ready and beautifully updated, this solid concrete block 3-bedroom, 2-bath home offers an exceptional combination of location, value, and peace of mind. Conveniently located just minutes from the University of Florida, this property sits on a generously sized lot with no HOA, providing flexibility and room to enjoy outdoor living, gardening, or pets. Major updates have already been completed, including a new roof, new energy-efficient windows, new HVAC system, updated plumbing throughout the home, fresh interior and exterior paint, durable luxury vinyl flooring, and new gutters with leaf guards. The private, fenced backyard opens out from a newly screened lanai. The result is a home that blends classic construction with modern comfort and reduced maintenance for years to come. Inside, you'll find a bright and inviting layout with comfortable living spaces, spacious bedrooms, and practical functionality for owner-occupants, students, faculty, healthcare professionals, or investors seeking a property near Gainesville's major employment and educational centers. The large lot provides ample space for outdoor entertaining, recreation, or expansion possibilities, while the absence of HOA restrictions offers added freedom and flexibility. In addition, the property's location qualifies for USDA financing eligibility, offering potential buyers access to attractive financing options, subject to lender approval and borrower qualification.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,904

Sqft

2

Garage

2000

Year built

$186

Per sqft

Garden view

Inside

FlooringTile · Wood
AppliancesDishwasher · Electric Range · Electric Water Heater · Microwave · Washer
InteriorFirst Floor Entry · Entrance Foyer · Walk-In Closet(s) · Family Room · Florida Room · Storage · Utility Room/Laundry
LaundryUtility Room/Laundry
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionConcrete Block Construction · Brick
ViewGarden
FacesSouth
ParkingDriveway

Community & fees

Taxes (2025)$2,887/yr
CommunityPaved Road

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,647 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,090
FHA mortgage insurance (est.)$157
Property tax — 2025 actual bill$241
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,425Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,425
Interest rate6.00%
Loan term

Estimated payment

$2,647/mo

Principal & interest$2,090
FHA mortgage insurance (est.)$157
Property taxes (actual bill)$241
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Gainesville actives

$186 vs $200

Days on market

57 vs 44 typical

Where $186/sqft sits among the 400 Gainesville actives

83
105 · this home
81
65
30
36
$130–163$163–196$196–229$229–263$263–296$296+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Map of 1944 SW 48th Avenue, Gainesville FL 32608

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32608 — neighborhood snapshot

Population

53,966

Median age

30.2

Median income

$60,182

Median home value

$340,200

Avg household

2.3

Households w/ children

4,332

For the school run

Alachua County School District

ElementaryIdylwild Elementary School★★★★★
MiddleKanapaha Middle School★★★★★
HighEastside High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$294K$305K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

187 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the GAINESVILLE 32608 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $355,000 $13K
Jun 15, 2026Listed at $368,000 · 57 days on market since
2000Built · SERENOLA ESTATES

Reality check

What actually sold near 1944 SW 48th Avenue

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7010 SW 29TH WAYSold · Oct ’25

$393,000

7010 SW 29TH WAY

2 bd · 2 ba · 1,873 sqft · $210/sqft · 5 DOM

1727 SW 42ND AVENUESold · May ’26

$300,000

1727 SW 42ND AVENUE

4 bd · 3 ba · 1,829 sqft · $164/sqft · 46 DOM

4981 SW 17TH TERRACESold · Mar ’26

$365,000

4981 SW 17TH TERRACE

3 bd · 2 ba · 2,069 sqft · $176/sqft · 204 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1944 SW 48th Avenue — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1944 SW 48th Avenue — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

1944 SW 48th Avenue FAQs

What would the monthly payment be for 1944 SW 48th Avenue, Gainesville FL 32608?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,647/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1944 SW 48th Avenue, Gainesville FL 32608?+

The most recent tax bill on record (2025) was $2,887. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $355,000, this home is listed about 20% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1944 SW 48th Avenue, Gainesville FL 32608?+

Idylwild Elementary School (elementary), Kanapaha Middle School (middle), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$355,000 runs 58% above the GAINESVILLE 32608 median — but at 1,904 sqft it's also 33% larger than the typical Gainesville listing.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $368,000, now $355,000 — a $13K cut. The full history is in the market section below.

Listing courtesy of Open Spaces International, Inc · Trisha Roy. MLS #A12036843.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

Never miss a listing

New Gainesville homes, in your inbox

Like 1944 SW 48th Avenue, Gainesville FL 32608 but not quite? A daily digest of every new listing in Gainesville — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 11, 2026 at 9:49 PM UTC. The listing information on this page last changed on August 11, 2026 at 9:49 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 11, 2026 at 9:49 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 11, 2026 at 9:49 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.