David Ramirez
$725,0003 bd2 ba1,844 sqft$393 /sqft$4,812 /mo all-in ↓

13326 SW 9th Ter, Miami FL 33184, MIAMI, FL, 33184

Active58 days on marketListed Jun 12, 2026MLS #A12035969

WaterfrontSingle Family ResidenceTAMIAMI LAKES SEC 7

About this home

13326 SW 9th Ter, Miami FL 33184

13326 SW 9th Ter. Miami, FL Charming Lakefront Cul-De-Sac Oasis with Ultra-Low HOA! Enjoy perfect privacy and endless entertainment options in this updated, and spacious 3-bedroom home. Tucked safely at the end of a quiet cul-de-sac, this property perfectly blends central convenience with resort-style backyard living. The Property: • Move-In Ready with updated spacious layout. • Storm Ready with full accordion shutters and Hurricane grade French door. • Central Location: Minutes from major expressways for an easy commute. The Backyard Paradise: • Lakefront Views: Unobstructed, pristine views of the water with direct lake path access. • Outdoor Living: Permanent covered Lanai paired with a pergola. • Entertainer’s Dream: Massive yard space built to entertain.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,844

Sqft

2

Garage

1981

Year built

$393

Per sqft

WaterfrontGarden & Lake view

Inside

FlooringCeramic Floor · Tile
AppliancesDisposal · Dryer · Refrigerator · Self Cleaning Oven · Washer
InteriorFirst Floor Entry · Family Room · No Additional Rooms
CoolingCentral Air
HeatingElectric

Outside & construction

RoofOther
ConstructionConcrete Block Construction
ViewGarden · Lake
FacesNortheast
ParkingDriveway

Community & fees

HOA fee$75/mo
Taxes (2021)$4,715/yr
CommunitySidewalks

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,812 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property tax — 2021 actual bill$393
HOA fee — from the listing$75
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,500
Interest rate6.00%
Loan term

Estimated payment

$4,812/mo

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property taxes (actual bill)$393
HOA / condo fee$75
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $725K
$626KedgeAI estimate $782,205 · range $652K$889K$924K

vs edgeAI estimate

−7.3%

$/sqft vs Miami actives

$393 vs $513

Days on market

58 vs 66 typical

Where $393/sqft sits among the 400 Miami actives

158 · this home
105
54
29
19
35
$185–417$417–649$649–882$882–1114$1114–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tamiami Lakes

Map of 13326 SW 9th Ter, Miami FL 33184 inside its neighborhood boundary

Get to know Miami. See the full Miami guide →

Tamiami Lakes — neighborhood snapshot

Population

4,696

Median age

48

Median income

$75,734

Median home value

$357,708

Avg household

3

Households w/ children

476

For the school run

Dade County School District

ElementaryZora Neale Hurston Elementary School★★★★
MiddleW. R. Thomas Middle School★★★★
HighG. Holmes Braddock Senior High★★★★★
Instructional Center System Wide
District Instructional Center (Dic)
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

35 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 142% above the MIAMI 33184 median. See the full Miami market guide →

Paper trail

This home's history

Jun 12, 2026Listed at $725,000 · 58 days on market since
1981Built · TAMIAMI LAKES SEC 7

Reality check

What actually sold near 13326 SW 9th Ter

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2622 SW 143rd Ave, Miami FL 33175Sold · Sep ’25

$780,000

2622 SW 143rd Ave, Miami FL 33175

3 bd · 2.5 ba · 1,840 sqft · $424/sqft · 39 DOM

2235 SW 131st Ct, Miami FL 33175Sold · Feb ’26

$510,000

2235 SW 131st Ct, Miami FL 33175

3 bd · 2 ba · 1,850 sqft · $276/sqft · 3 DOM

2927 SW 145th Ct, Miami FL 33175Sold · Jun ’26

$715,000

2927 SW 145th Ct, Miami FL 33175

4 bd · 3 ba · 1,861 sqft · $384/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13326 SW 9th Ter — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13326 SW 9th Ter — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

13326 SW 9th Ter FAQs

What would the monthly payment be for 13326 SW 9th Ter, Miami FL 33184?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,812/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13326 SW 9th Ter, Miami FL 33184?+

The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13326 SW 9th Ter, Miami FL 33184?+

The most recent tax bill on record (2021) was $4,715. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Miami?+

At $725,000, this home is listed about 19% above the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13326 SW 9th Ter, Miami FL 33184?+

Zora Neale Hurston Elementary School (elementary), W. R. Thomas Middle School (middle), G. Holmes Braddock Senior High (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$725,000 runs 142% above the MIAMI 33184 median — but at 1,844 sqft it's also 53% larger than the typical Miami listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Zora Neale Hurston Elementary School, W. R. Thomas Middle School, G. Holmes Braddock Senior High, Instructional Center System Wide, District Instructional Center (Dic), Title I Migrant Education Program — Zora Neale Hurston Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of Houwzer LLC · Daniel Robinson. MLS #A12035969.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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