20380 NW 5th Ct, Miami Gardens FL 33169, MIAMI GARDENS, FL, 33169
Active62 days on marketListed Jun 18, 2026MLS #A12035874
About this home
20380 NW 5th Ct, Miami Gardens FL 33169
Stunning & spacious 3 bed/2.5 bath townhome located in Vista Lago, one of Miami's most exclusive gated communities. Upgraded tile throughout first floor. 1 car garage. Great chef's kitchen features tall cabinets & top-of-the line stainless steel appliances. Fiber OPTIC CABLE for maximum high speed internet. Washer & dryer. Vista Lago features resort-style amenities including a sparkling pool, fitness center, clubhouse, playground, guest parking, and 24/7 security. Ideally located near Hard Rock Stadium, parks, schools, shopping, dining, and with easy access to Florida’s Turnpike, US-441, and I-95. Perfect for families, professionals, or investors looking for a low-maintenance lifestyle in a thriving community. It's a MUST SEE! Owners have really taken care of this one. Call for a private tour today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,344
Sqft
1
Garage
2022
Year built
2
Levels
$353
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,081 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,081/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs VISTA LAGO
$353 vs $327
Days on market
62 vs 36 typical
Where $353/sqft sits among the 11 homes for sale in VISTA LAGO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Andover
Get to know Miami Gardens. See the full Miami Gardens guide →
Andover — neighborhood snapshot
Population
655
Median age
33
Median home value
$357,362
Avg household
3
Households w/ children
87%
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Gardens market
$524K → $500K
Miami Gardens median sold, yr/yr
99.0%
Sale-to-list ratio (12 mo)
2 of 11
VISTA LAGO have cut their price
Median sold price, Miami Gardens, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 250% above the MIAMI GARDENS 33169 median. See the full Miami Gardens market guide →
Paper trail
This home's history
Reality check
What actually sold near 20380 NW 5th Ct
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$450,000
411 NW 204th St, Miami Gardens FL 33169 · same community
3 bd · 2.5 ba · 1,344 sqft · $335/sqft · 150 DOM
Sold · Dec ’25$469,900
20371 NW 5TH COURT · same community
3 bd · 2.5 ba · 1,344 sqft · $350/sqft · 121 DOM
Sold · Dec ’25$469,900
20371 NW 5th Ct, Miami Gardens FL 33169 · same community
3 bd · 2.5 ba · 1,344 sqft · $350/sqft · 123 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20380 NW 5th Ct — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20380 NW 5th Ct — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20380 NW 5th Ct FAQs
What would the monthly payment be for 20380 NW 5th Ct, Miami Gardens FL 33169?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,081/mo — principal and interest, the actual property-tax bill, the $234/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20380 NW 5th Ct, Miami Gardens FL 33169?+
The association fee works out to $234 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20380 NW 5th Ct, Miami Gardens FL 33169?+
The most recent tax bill on record (2025) was $8,165. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20380 NW 5th Ct, Miami Gardens FL 33169?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami Gardens?+
At $474,999, this home is listed about 9% below the Miami Gardens median of $523,999. The market section on this page shows how the area is trending.
Which schools are assigned to 20380 NW 5th Ct, Miami Gardens FL 33169?+
Andover Middle School (middle), Norland Elementary School (elementary), Miami Norland Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Realty One Group Evolution · Esteban Reyes. MLS #A12035874.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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