David Ramirez
$359,999$364,9994 bd3 ba1,965 sqft$183 /sqft$3,359 /mo all-in ↓

2462 SE 15th Ct, Homestead FL 33035, HOMESTEAD, FL, 33035

Active69 days on marketListed Jun 11, 2026MLS #A12035854

Reduced $5KTownhouseKEYS GARDEN

About this home

2462 SE 15th Ct, Homestead FL 33035

This move-in-ready 4-bedroom, 3-bathroom townhouse effortlessly combines style and functionality, starting with its Mediterranean-style facade, brick-paver driveway, and lush tropical landscaping. The main level features low-maintenance ceramic tile flooring, bright neutral paint, and an open-concept kitchen equipped with sleek cabinetry, white countertops, and stainless-steel appliances. Designed for ultimate flexibility, the downstairs includes a coveted full bedroom and adjacent bathroom with a glass-enclosed walk-in shower—perfect for guests, an in-law suite, or a home office. Sliding glass doors from the dining area lead out to a private rear concrete patio with a wood privacy fence, ideal for grilling or outdoor relaxation. New HVAC. HOA fees include cable and internet. Part of the Keysgate Community Association. Upstairs, comfortable plush carpeting leads to a sprawling primary suite detailed with an elegant tray ceiling, a dual-sink vanity, a pristine shower/tub combo, and a massive wrap-around walk-in closet. The second floor also hosts two additional sunlit guest bedrooms—one highlighted by striking arched accent windows—and a dedicated laundry room with a full-size washer and dryer. Complete with a deep 1-car garage offering excellent storage space, this townhome is nestled in a quiet, gated and secutiy patroled community, presenting an incredible opportunity.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,965

Sqft

1

Garage

2007

Year built

$183

Per sqft

Garden View & Lake view

Inside

FlooringCarpet
AppliancesDishwasher · Dryer · Electric Range · Microwave · Refrigerator · Washer
InteriorFirst Floor Entry · Volume Ceilings · Walk-In Closet(s)
CoolingCentral Air
HeatingElectric

Outside & construction

ConstructionConcrete Block Construction
ViewGarden View · Lake
Parking2 Or More Spaces · Fee Simple Garage

Community & fees

HOA fee$237/mo
Taxes (2026)$8,198/yr

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,359 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2026 actual bill$683
HOA fee — from the listing$237
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate6.00%
Loan term

Estimated payment

$3,359/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$683
HOA / condo fee$237
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$344KedgeAI estimate $364,316 · range $358K$381K$396K

vs edgeAI estimate

−1.2%

$/sqft vs KEYS GARDEN

$183 vs $198

Days on market

69 vs 57 typical

Where $183/sqft sits among the 21 homes for sale in KEYS GARDEN

5 · this home
5
3
1
4
3
$183–189$189–196$196–202$202–208$208–215$215+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Homestead

Map of 2462 SE 15th Ct, Homestead FL 33035

Get to know Homestead. See the full Homestead guide →

HOMESTEAD 33035 — neighborhood snapshot

Population

18,756

Median age

35.6

Median income

$67,601

Median home value

$310,500

Avg household

2.95

Households w/ children

2,888

For the school run

Dade County School District

ElementaryGateway Environmental K-8 Learning Center★★★★
HighHomestead Senior High School★★★★
MiddleHomestead Middle School★★★★
Title I Migrant Education Program
Instructional Center System Wide
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homestead market

Seller’s marketLeans buyer17.0 months of inventoryBuyer’s market

$461K$488K

Homestead median sold, yr/yr

98.9%

Sale-to-list ratio (12 mo)

8 of 21

KEYS GARDEN have cut their price

Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% above the HOMESTEAD 33035 median. See the full Homestead market guide →

Paper trail

This home's history

CurrentPrice reduced to $359,999 $5K
Jun 11, 2026Listed at $364,999 · 69 days on market since
2007Built · KEYS GARDEN

Reality check

What actually sold near 2462 SE 15th Ct

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1416 SE 26th Ave, Homestead FL 33035Sold · Mar ’26

$364,900

1416 SE 26th Ave, Homestead FL 33035 · same community

4 bd · 3 ba · 1,965 sqft · $186/sqft · 215 DOM

2593 SE 13th Ct, Homestead FL 33035Sold · Oct ’25

$377,000

2593 SE 13th Ct, Homestead FL 33035 · same community

4 bd · 3 ba · 1,965 sqft · $192/sqft · 169 DOM

1464 SE 26th Ave, Homestead FL 33035Sold · Jun ’26

$370,000

1464 SE 26th Ave, Homestead FL 33035 · same community

4 bd · 3 ba · 1,965 sqft · $188/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2462 SE 15th Ct — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2462 SE 15th Ct — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2462 SE 15th Ct FAQs

What would the monthly payment be for 2462 SE 15th Ct, Homestead FL 33035?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,359/mo — principal and interest, the actual property-tax bill, the $237/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2462 SE 15th Ct, Homestead FL 33035?+

The association fee works out to $237 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2462 SE 15th Ct, Homestead FL 33035?+

The most recent tax bill on record (2026) was $8,198. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Homestead?+

At $359,999, this home is listed about 20% below the Homestead median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2462 SE 15th Ct, Homestead FL 33035?+

Gateway Environmental K-8 Learning Center (elementary), Homestead Senior High School (high), Homestead Middle School (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$359,999 runs 59% above the HOMESTEAD 33035 median — but at 1,965 sqft it's also 23% larger than the typical Homestead listing.

02Garden View & Lake views

The garden view and lake view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $364,999, now $359,999 — a $5K cut. The full history is in the market section below.

Listing courtesy of Bailyn Group, LLC. · Michael Sprotzer. MLS #A12035854.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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