1176 97th st # 707, Bay Harbor Islands FL 33154, BAY HARBOR ISLANDS, FL, 33154
Active66 days on marketListed Jun 12, 2026MLS #A12035809
About this home
1176 97th st # 707, Bay Harbor Islands FL 33154
A rare opportunity at THE WELL Bay Harbor Islands, the most anticipated wellness-focused residence in Bay Harbor Islands. This brand new one bedroom, one and half bath residence offers a bright and thoughtfully designed layout with floor-to-ceiling natural light. A private balcony that extends the living space, capturing panoramic views. Every detail has been intentionally elevated. Ownership includes membership to THE WELL Club, a 13,000-square-foot on-site sanctuary offering luxury wellness and fitness amenities, expert practitioners, a medical director, daily fitness classes, and curated holistic programming. Residents also enjoy exclusive access to a private beach club in Bal Harbour.Building amenities elevate the experience further with a rooftop deck featuring cabanas and sweeping views, a tea library, a second private gym designed by Perigon Studios, kayaks, paddle boards, 24-hour valet and concierge, and a private house car service. This green-certified boutique building is designed with advanced wellness systems, including UV water filtration and air purification throughout
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
1
Garage
2026
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,682 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,195/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bay Harbor Islands
Get to know Bay Harbor Islands. See the full Bay Harbor Islands guide →
BAY HARBOR ISLANDS 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bay Harbor Islands market
$1.5M → $910K
Bay Harbor Islands median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
This home is listed 373% above the BAY HARBOR ISLANDS 33154 median. See the full Bay Harbor Islands market guide →
Paper trail
This home's history
Reality check
What actually sold near 1176 97th st # 707
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,235,000
9116 Dickens Ave, Surfside FL 33154
2 bd · 2 ba · 88 DOM
Sold · Dec ’25$195,000
8420 Byron Ave # 6, Miami Beach FL 33141
1 bd · 1 ba · 431 sqft · $452/sqft · 46 DOM
Sold · Feb ’26$317,500
9225 Collins Ave # 307, Surfside FL 33154
0 bd · 1 ba · 450 sqft · $706/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1176 97th st # 707 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1176 97th st # 707 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1176 97th st # 707 FAQs
What would the monthly payment be for 1176 97th st # 707, Bay Harbor Islands FL 33154?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,682/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1176 97th st # 707, Bay Harbor Islands FL 33154?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bay Harbor Islands?+
At $1,650,000, this home is listed about 2% above the Bay Harbor Islands median of $1,624,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1176 97th st # 707, Bay Harbor Islands FL 33154?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,650,000 runs 373% above the BAY HARBOR ISLANDS 33154 median.
02Other View views
The other view view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
$1,650,000
1176 97th St # 502, Bay Harbor Islands FL 33154, BAY HARBOR ISLANDS
1 bd · 1.5 ba · 1,150 sqft
$1,575,000
1176 97th Street # 302, Bay Harbor Islands FL 33154, BAY HARBOR ISLANDS
1 bd · 1.5 ba · 1,150 sqft
$2,995,000
1176 97th St # 809, Bay Harbor Islands FL 33154, BAY HARBOR ISLANDS
2 bd · 2.5 ba · 1,701 sqft
Listing courtesy of One Sotheby's International Realty · Lianne Graubart. MLS #A12035809.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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