David Ramirez
Short-Term Rental Eligible
$3,500,0002 bd2.5 ba1,452 sqft$2,410 /sqft$20,358 /mo all-in ↓

2901 Indian Creek Dr, Miami Beach FL 33140, MIAMI BEACH, FL, 33140

Active67 days on marketListed Jun 11, 2026MLS #A12035465

New constructionWaterfrontCondominium29 Indian Creek

About this home

2901 Indian Creek Dr, Miami Beach FL 33140

Prime 2BR/2.5BA at 29 Indian Creek Drive, Miami Beach. Townhouse A also boasts an impressive 500-square-foot private outdoor terrace complete with a summer kitchen, creating the perfect setting for indoor-outdoor entertaining. A dramatic double-height ceiling enhances the sense of space and natural light throughout the residence, split bedrooms, and spa-style primary bath with soaking tub and rainfall shower. Kitchen with Miele appliances, wine cooler, and high-end finishes. Amenities: 24/7 concierge/valet, rooftop pool, gym, cold plunge, sauna, and access to Miami Beach EDITION Beach & Pool Club. Est. completion 2027 Submit all offers via MLS Offers Call listing agent for project presentation and details

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,452

Sqft

1

Garage

2027

Year built

$2,410

Per sqft

WaterfrontBay & Water View viewPets allowed

Inside

FlooringOther · Wood
AppliancesDishwasher · Microwave · Other Equipment/Appliances · Refrigerator
InteriorBuilt-in Features · Cooking Island · Elevator · Entrance Foyer · Other · Pantry · Split Bedroom · Walk-In Closet(s)
CoolingCentral Air
HeatingCentral

Outside & construction

ViewBay · Water View
FacesWest
Parking1 Space · Covered · Electric Vehicle Charging Station(s) · Valet
ExteriorOther

Community & fees

Taxes (2026)$0/yr
PetsYes

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$20,358 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$18,886
PMI (est., until 20% equity)$1,313
Property tax — 2026 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $350,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $350,000
Interest rate6.00%
Loan term

Estimated payment

$23,567/mo

Principal & interest$18,886
PMI (est., until 20% equity)$1,313
Est. property taxes$3,208
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.5M
$1.7MedgeAI estimate $2,217,613 · range $1.7M$2.8M$3.6M

vs edgeAI estimate

+57.8%

$/sqft vs Miami Beach actives

$2,410 vs $728

Days on market

67 vs 91 typical

Where $2,410/sqft sits among the 394 Miami Beach actives

222
76
35
25
11 · this home
25
$355–821$821–1287$1287–1754$1754–2220$2220–2686$2686+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Indian Creek, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityIndian Creek
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$3,600/mo median

MarketMiami Beach
Annual gross at median$43,200
Gross yield on this price1.2%
Homes for rent right now1,900

Live Miami Beach rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Oceanfront

Map of 2901 Indian Creek Dr, Miami Beach FL 33140 inside its neighborhood boundary

Indian Creek is a short-term-rental community. See the full guide →

Oceanfront — neighborhood snapshot

Population

11,235

Median age

48

Median income

$110,561

Median home value

$633,292

Avg household

2

Households w/ children

959

For the school run

Dade County School District

ElementaryNorth Beach Elementary School★★★★★
MiddleMiami Beach Nautilus Middle School★★★★★
HighMiami Beach Senior High School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami Beach market

Seller’s marketLeans buyer23.7 months of inventoryBuyer’s market

$285K$525K

Miami Beach median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

19 of 394

Miami Beach actives have cut their price

Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 799% above the MIAMI BEACH 33140 median. See the full Miami Beach market guide →

Paper trail

This home's history

Jun 11, 2026Listed at $3,500,000 · 67 days on market since
2027Built · 29 Indian Creek

Reality check

What actually sold near 2901 Indian Creek Dr

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1339 14th Ter, Miami Beach FL 33139Sold · Oct ’25

$1,675,000

1339 14th Ter, Miami Beach FL 33139

3 bd · 2 ba · 1,484 sqft · $1,129/sqft · 124 DOM

1500 Ocean Dr # 705, Miami Beach FL 33139Sold · Apr ’26

$1,512,000

1500 Ocean Dr # 705, Miami Beach FL 33139

2 bd · 2.5 ba · 1,530 sqft · $988/sqft · 29 DOM

1500 Ocean Dr # 5, Miami Beach FL 33139Sold · Mar ’26

$2,100,000

1500 Ocean Dr # 5, Miami Beach FL 33139

2 bd · 2.5 ba · 1,530 sqft · $1,373/sqft · 159 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2901 Indian Creek Dr — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2901 Indian Creek Dr — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

2901 Indian Creek Dr FAQs

What would the monthly payment be for 2901 Indian Creek Dr, Miami Beach FL 33140?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,358/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2901 Indian Creek Dr, Miami Beach FL 33140?+

The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2901 Indian Creek Dr, Miami Beach FL 33140 be rented short-term?+

Yes — this home sits inside Indian Creek, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2901 Indian Creek Dr, Miami Beach FL 33140?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami Beach?+

At $3,500,000, this home is listed about 439% above the Miami Beach median of $649,450. The market section on this page shows how the area is trending.

Which schools are assigned to 2901 Indian Creek Dr, Miami Beach FL 33140?+

North Beach Elementary School (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,500,000 runs 799% above the MIAMI BEACH 33140 median — but at 1,452 sqft it's also 51% larger than the typical Miami Beach listing.

02Zoned for nightly rentals

Indian Creek is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

04Strong assigned schools

North Beach Elementary School, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — North Beach Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of Serhant · Richard Greenfield. MLS #A12035465.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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