
21407 NW 39th Ave, Miami Gardens FL 33055, MIAMI GARDENS, FL, 33055
Active72 days on marketListed Jun 8, 2026MLS #A12033014
About this home
21407 NW 39th Ave, Miami Gardens FL 33055
Great investment Opportunity Located on a spacious corner lot
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,227
Sqft
2
Garage
1976
Year built
$318
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$34,334 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$34,334/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30.4%
$/sqft vs Miami Gardens actives
$318 vs $352
Days on market
72 vs 36 typical
Where $318/sqft sits among the 261 Miami Gardens actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vista Verde
Get to know Miami Gardens. See the full Miami Gardens guide →
Vista Verde — neighborhood snapshot
Population
2,043
Median age
49
Median income
$40,000
Median home value
$213,700
Avg household
3
Households w/ children
209
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Gardens market
$524K → $500K
Miami Gardens median sold, yr/yr
99.0%
Sale-to-list ratio (12 mo)
18 of 261
Miami Gardens actives have cut their price
Median sold price, Miami Gardens, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the MIAMI GARDENS 33055 median. See the full Miami Gardens market guide →
Paper trail
This home's history
Reality check
What actually sold near 21407 NW 39th Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$339,000
21422 NW 40th Cir Ct, Miami Gardens FL 33055 · same community
3 bd · 1 ba · 1,162 sqft · $292/sqft · 7 DOM
Sold · Mar ’26$365,000
21459 NW 40th Cir Ct, Miami Gardens FL 33055 · same community
3 bd · 1 ba · 1,157 sqft · $315/sqft · 100 DOM
Sold · Jun ’26$550,000
3060 NW 203rd Ter, Miami Gardens FL 33056
3 bd · 2 ba · 1,205 sqft · $456/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21407 NW 39th Ave — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21407 NW 39th Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21407 NW 39th Ave FAQs
What would the monthly payment be for 21407 NW 39th Ave, Miami Gardens FL 33055?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $34,334/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21407 NW 39th Ave, Miami Gardens FL 33055?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21407 NW 39th Ave, Miami Gardens FL 33055?+
The most recent tax bill on record (2024) was $378,070. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami Gardens?+
At $390,000, this home is listed about 26% below the Miami Gardens median of $523,999. The market section on this page shows how the area is trending.
Which schools are assigned to 21407 NW 39th Ave, Miami Gardens FL 33055?+
Barbara Hawkins Elementary School (elementary), Carol City Middle School (middle), Miami Carol City Senior High (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MIAMI GARDENS 33055 market on paper
$390,000 is 9% below the MIAMI GARDENS 33055 median of $430,000, and at $318/sqft it sits under the Miami Gardens average of $351.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
72 days on market against a Miami Gardens median of 36 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of The Fuentes Group · Enrique Fuentes. MLS #A12033014.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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