460 NE 28th St # 1907, Miami FL 33137, MIAMI, FL, 33137
Active64 days on marketListed Jun 8, 2026MLS #A12032904
About this home
460 NE 28th St # 1907, Miami FL 33137
Experience luxury waterfront living in this elegant 2-bedroom, 2 bath residence at the prestigious Icon Bay. Unit 1907 features beautiful porcelain flooring throughout, a high-end Italian-designed kitchen, premium stainless steel appliances, and a private elevator entry that opens to an exclusive foyer. Enjoy breathtaking bay views and world-class resort-style amenities, including two tennis courts, state-of-the-art fitness facilities, waterfront pool, spa, and 24-hour concierge services. Ideally located in the heart of Edgewater, just minutes from Miami’s finest dining, shopping, entertainment, and cultural destinations.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,095
Sqft
1
Garage
2015
Year built
$639
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,664 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,664/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.1%
$/sqft vs ICON BAY CONDO
$639 vs $725
Days on market
64 vs 66 typical
Where $639/sqft sits among the 8 homes for sale in ICON BAY CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edgewater
Get to know Miami. See the full Miami guide →
Edgewater — neighborhood snapshot
Population
19,496
Median age
35
Median income
$117,257
Median home value
$420,344
Avg household
2
Households w/ children
1,579
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
1 of 8
ICON BAY CONDO have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the MIAMI 33137 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 460 NE 28th St # 1907
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$700,000
460 NE 28th St # 2307, Miami FL 33137 · same community
2 bd · 2 ba · 1,095 sqft · $639/sqft · 96 DOM
Sold · Mar ’26$685,000
460 NE 28th St # 2607, Miami FL 33137 · same community
2 bd · 2 ba · 1,095 sqft · $626/sqft · 16 DOM
Sold · Dec ’25$720,000
460 NE 28th street # 2407, Miami FL 33137 · same community
2 bd · 2 ba · 1,095 sqft · $658/sqft · 146 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 460 NE 28th St # 1907 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 460 NE 28th St # 1907 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
460 NE 28th St # 1907 FAQs
What would the monthly payment be for 460 NE 28th St # 1907, Miami FL 33137?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,664/mo — principal and interest, the actual property-tax bill, the $1,547/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 460 NE 28th St # 1907, Miami FL 33137?+
The association fee works out to $1,547 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 460 NE 28th St # 1907, Miami FL 33137?+
The most recent tax bill on record (2025) was $11,006. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $700,000, this home is listed about 15% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 460 NE 28th St # 1907, Miami FL 33137?+
Eneida M. Hartner Elementary School (elementary), Jose De Diego Middle School (middle), District Instructional Center (Dic) (), Booker T. Washington Senior High (high), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$700,000 runs 49% above the MIAMI 33137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,547/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of Abner Realty, Inc · Pamela Suarez. MLS #A12032904.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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