14356 SW 96th Ter, Miami FL 33186, MIAMI, FL, 33186
Active62 days on marketListed Jun 8, 2026MLS #A12032819
About this home
14356 SW 96th Ter, Miami FL 33186
Beautifully maintained townhouse featuring recently updated bathrooms, impact windows and impact doors throughout. Spacious layout with abundant natural light, comfortable living areas, and private outdoor space perfect for relaxing or entertaining. Includes 2 assigned parking spaces plus ample guest parking. Very low monthly maintenance. Community amenities include pool, clubhouse, and basketball courts. Conveniently located near grocery stores, shopping, restaurants, Miami Dade College, Nova Southeastern University, and major highways. Easy to show.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,592
Sqft
1985
Year built
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,849 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,849/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.6%
$/sqft vs Miami actives
$298 vs $513
Days on market
62 vs 66 typical
Where $298/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33186 — neighborhood snapshot
Population
67,597
Median age
40.9
Median income
$86,481
Median home value
$422,300
Avg household
2.86
Households w/ children
7,878
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the MIAMI 33186 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 14356 SW 96th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$410,000
14362 SW 96th Ln, Miami FL 33186 · same community
3 bd · 2.5 ba · 1,592 sqft · $258/sqft · 13 DOM
Sold · Sep ’25$449,900
14328 SW 98th Ter, Miami FL 33186 · same community
3 bd · 2.5 ba · 1,592 sqft · $283/sqft · 63 DOM
Sold · Mar ’26$450,000
14388 SW 96th Ln, Miami FL 33186 · same community
3 bd · 2.5 ba · 1,592 sqft · $283/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14356 SW 96th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14356 SW 96th Ter — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14356 SW 96th Ter FAQs
What would the monthly payment be for 14356 SW 96th Ter, Miami FL 33186?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,849/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14356 SW 96th Ter, Miami FL 33186?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14356 SW 96th Ter, Miami FL 33186?+
The most recent tax bill on record (2025) was $6,213. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $475,000, this home is listed about 22% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14356 SW 96th Ter, Miami FL 33186?+
Gloria Floyd Elementary School (elementary), Richmond Heights Middle School (middle), Miami Sunset Senior High School (high), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Island Living Realty, LLC · Walfrido Lugo. MLS #A12032819.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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