51 W Plaza Del Lago, Islamorada FL 33036, ISLAMORADA, FL, 33036
Active72 days on marketListed Jun 5, 2026MLS #A12032025
About this home
51 W Plaza Del Lago, Islamorada FL 33036
Welcome to PARADISE! FL Vacation Living at Key of Islamorada where luxury meets coastal living! This stunning property offers breathtaking bay views, creating the ultimate Florida Keys retreat. The home features a modern kitchen and updated bedroom flooring, 6-car driveway,blending style and comfort seamlessly. Step outside to your private boat ramp, offering direct access to the bay for endless water adventures. As part of an exclusive community, you'll also enjoy access to a private beach perfect for sunbathing, sunsets, Bring your own boat & dock in your own backyard, canal front & easy ocean access, minutes from World Class Parks/Snorkle/Dive/Fishing Sites. // Can be rented for 30 days.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,922
Sqft
1
Garage
2011
Year built
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$229 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$229/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Islamorada actives
$3 vs $1,291
Days on market
72 vs 83 typical
Where $3/sqft sits among the 21 Islamorada actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Antigua
Get to know Islamorada. See the full Islamorada guide →
Port Antigua — neighborhood snapshot
Population
242
Median age
59
Median income
$130,104
Median home value
$1,073,600
Avg household
2
Households w/ children
15%
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Islamorada market
$2.9M → $1.5M
Islamorada median sold, yr/yr
89.9%
Sale-to-list ratio (12 mo)
1 of 21
Islamorada actives have cut their price
This home is listed 99% below the ISLAMORADA 33036 median. See the full Islamorada market guide →
Paper trail
This home's history
Reality check
What actually sold near 51 W Plaza Del Lago
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$2,989,000
119 W Plaza Del Lago, Islamorada FL 33036 · same community
4 bd · 3.5 ba · 3,128 sqft · $956/sqft · 11 DOM
Sold · Jun ’26$11,500,000
236 Costa Bravo Dr, Islamorada FL 33036 · same community
5 bd · 7 ba · 6,367 sqft · $1,806/sqft · 186 DOM
Sold · Oct ’25$2,900,000
117 BUENA VISTA COURT
4 bd · 2.5 ba · 2,683 sqft · $1,081/sqft · 115 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 51 W Plaza Del Lago — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 51 W Plaza Del Lago — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
51 W Plaza Del Lago FAQs
What would the monthly payment be for 51 W Plaza Del Lago, Islamorada FL 33036?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $229/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Islamorada?+
At $9,500, this home is listed about 100% below the Islamorada median of $3,595,000. The market section on this page shows how the area is trending.
Which schools are assigned to 51 W Plaza Del Lago, Islamorada FL 33036?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ISLAMORADA 33036 market on paper
$9,500 is 99% below the ISLAMORADA 33036 median of $1,412,500, and at $3/sqft it sits under the Islamorada average of $1,741.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $10,000, now $9,500 — a $500 cut. The full history is in the market section below.
Listing courtesy of Brickell Realty Group International · Yure Contreras. MLS #A12032025.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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