900 Bay Dr # 122, Miami Beach FL 33141, MIAMI BEACH, FL, 33141
Active66 days on marketListed Jun 5, 2026MLS #A12031848
About this home
900 Bay Dr # 122, Miami Beach FL 33141
Move-in ready residence featuring spectacular views and exceptional convenience. This unique 2-bedroom, 2-bath layout offers remarkable flexibility, with the second bedroom located on the second floor and accessible via the first floor. The upper level includes its own independent entrance and can be fully enclosed from the main residence, creating a completely private space ideal for a family member, guest suite, or home office. The main living area on the first floor enjoys direct access to the pool deck without passing through the lobby, offering unmatched ease of access and a true resort-style lifestyle. This unit also has ramp access, making it especially suitable for residents with mobility needs or families with children. Situated in a beautifully maintained building with outstanding views, this residence combines comfort, privacy, and accessibility in one exceptional opportunity. 24-hour doorman, valet, Olympic-sized heated pool, fitness center, marina, indoor kids' playground, bicycle storage, library/bar, party room, lounge, business center, and a rooftop deck — with all utilities included in the maintenance fee, such as electricity, cable, ultra-high-speed fiber optic internet, and more. Additionally, a deeded dock space is available (not included in the price) for your boat, allowing you to truly embrace the Miami lifestyle. Located in Normandy Isles, you are just steps from top restaurants, shops, and the beach.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,550
Sqft
2
Garage
1963
Year built
$506
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,206 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,206/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.5%
$/sqft vs KING COLE CONDO
$506 vs $453
Days on market
66 vs 91 typical
Where $506/sqft sits among the 8 homes for sale in KING COLE CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Isle Of Normandy
Get to know Miami Beach. See the full Miami Beach guide →
Isle Of Normandy — neighborhood snapshot
Population
9,198
Median age
48
Median income
$99,060
Median home value
$477,014
Avg household
2
Households w/ children
850
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Beach market
$285K → $525K
Miami Beach median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
0 of 8
KING COLE CONDO have cut their price
Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 391% above the MIAMI BEACH 33141 median. See the full Miami Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 900 Bay Dr # 122
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$760,000
900 Bay Dr # 822, Miami Beach FL 33141 · same community
2 bd · 2 ba · 1,550 sqft · $490/sqft · 26 DOM
Sold · Sep ’25$365,000
900 Bay Dr # 303, Miami Beach FL 33141 · same community
2 bd · 2 ba · 1,550 sqft · $235/sqft · 16 DOM
Sold · Dec ’25$480,000
900 Bay Dr # 401, Miami Beach FL 33141 · same community
2 bd · 2 ba · 1,540 sqft · $312/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 900 Bay Dr # 122 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 900 Bay Dr # 122 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
900 Bay Dr # 122 FAQs
What would the monthly payment be for 900 Bay Dr # 122, Miami Beach FL 33141?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,206/mo — principal and interest, the actual property-tax bill, the $1,838/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 900 Bay Dr # 122, Miami Beach FL 33141?+
The association fee works out to $1,838 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 900 Bay Dr # 122, Miami Beach FL 33141?+
The most recent tax bill on record (2025) was $8,129. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami Beach?+
At $785,000, this home is listed about 21% above the Miami Beach median of $649,900. The market section on this page shows how the area is trending.
Which schools are assigned to 900 Bay Dr # 122, Miami Beach FL 33141?+
Treasure Island Elementary School (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$785,000 runs 391% above the MIAMI BEACH 33141 median — but at 1,550 sqft it's also 61% larger than the typical Miami Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,838/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of Florida Capital Realty · Bernardo Sbardella. MLS #A12031848.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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