18920 SW 92nd Ct, Cutler Bay FL 33157, CUTLER BAY, FL, 33157
Active72 days on marketListed Jun 8, 2026MLS #A12031715
About this home
18920 SW 92nd Ct, Cutler Bay FL 33157
Welcome to this beautifully maintained 3-bedroom, 2-bath pool home nestled on a quiet cul-de-sac in the heart of Cutler Bay. From the moment you arrive, you'll appreciate the meticulously manicured lawn and lush landscaping throughout the property. Step inside to find tile flooring throughout the main living areas and warm wood-look laminate flooring in the bedrooms. The open-concept kitchen overlooks the spacious family room, creating the perfect setting for everyday living and entertaining guests. The primary suite features a walk-in closet and an en-suite bathroom that also serves as a convenient cabana bath with direct access to the pool area. Step outside to your private backyard oasis, where a large covered patio overlooks the sparkling pool ideal for relaxing, hosting family gatherings, or enjoying South Florida's beautiful weather year-round. Additional features include a full two-car garage and a desirable location close to parks, schools, shopping, dining, and major roadways. Don't miss the opportunity to make this Cutler Bay home your own!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,510
Sqft
2
Garage
1969
Year built
$464
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,549 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,549/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.7%
$/sqft vs Cutler Bay actives
$464 vs $321
Days on market
72 vs 56 typical
Where $464/sqft sits among the 223 Cutler Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cutler Bay
Get to know Cutler Bay. See the full Cutler Bay guide →
CUTLER BAY 33157 — neighborhood snapshot
Population
69,605
Median age
40.6
Median income
$80,364
Median home value
$478,300
Avg household
3.17
Households w/ children
8,138
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cutler Bay market
$530K → $593K
Cutler Bay median sold, yr/yr
99.2%
Sale-to-list ratio (12 mo)
24 of 223
Cutler Bay actives have cut their price
Median sold price, Cutler Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the CUTLER BAY 33157 median. See the full Cutler Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 18920 SW 92nd Ct
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$500,000
18730 SW 90th Ave, Cutler Bay FL 33157 · same community
3 bd · 2 ba · 1,512 sqft · $331/sqft · 8 DOM
Sold · Dec ’25$738,650
5421 Casa Real Drive, Delray Beach FL 33484 · same community
3 bd · 2 ba · 1,678 sqft · $440/sqft · 30 DOM
Sold · Dec ’25$725,000
5108 Columbo Ct Court, Delray Beach FL 33484 · same community
3 bd · 2 ba · 1,678 sqft · $432/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18920 SW 92nd Ct — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18920 SW 92nd Ct — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18920 SW 92nd Ct FAQs
What would the monthly payment be for 18920 SW 92nd Ct, Cutler Bay FL 33157?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,549/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18920 SW 92nd Ct, Cutler Bay FL 33157?+
The most recent tax bill on record (2025) was $4,195. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cutler Bay?+
At $699,990, this home is listed about 22% above the Cutler Bay median of $574,250. The market section on this page shows how the area is trending.
Which schools are assigned to 18920 SW 92nd Ct, Cutler Bay FL 33157?+
Robert Russa Moton Elementary School (elementary), Southwood Middle School (middle), Miami Palmetto Senior High School (high), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,990 runs 53% above the CUTLER BAY 33157 median.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Robert Russa Moton Elementary School, Southwood Middle School, Miami Palmetto Senior High School, Title I Migrant Education Program, Instructional Center System Wide, District Instructional Center (Dic) — Southwood Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $725,000, now $699,990 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC · Daniel Golik. MLS #A12031715.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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