15240 SW 45th Ter # H, Miami FL 33185, MIAMI, FL, 33185
Active67 days on marketListed Jun 8, 2026MLS #A12031621
About this home
15240 SW 45th Ter # H, Miami FL 33185
Welcome to the highly sought-after community of Lakes of the Meadow, renowned for its scenic lakes and resort-style amenities! This charming 2/2 single-story villa offers the perfect blend of comfort and low-maintenance living, showcasing classic Mediterranean-inspired architecture with a durable clay tile roof, excellent curb appeal, and an inviting front entryway with lush green hedges. The standout feature of this property is its fully fenced, private patio sanctuary finished entirely in Spanish terra-cotta tile—creating a low-maintenance, comfortable outdoor space that is absolutely perfect for relaxing or entertaining. Enjoy the South Florida breeze under your covered patio, thoughtfully equipped with a ceiling fan and recessed lighting for seamless day-to-night outdoor dining. Residents enjoy access to incredible community amenities, including a clubhouse, swimming pool, fitness center, tennis, basketball, pickleball, and volleyball courts, jogging paths, playgrounds, and beautiful green spaces. Conveniently located near major highways, shopping centers, restaurants, and top-rated schools, this is an opportunity you don't want to miss!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
885
Sqft
1984
Year built
$424
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,522 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,522/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.9%
$/sqft vs LAKES MEADOW VILG HOMES C
$424 vs $309
Days on market
67 vs 66 typical
Where $424/sqft sits among the 7 homes for sale in LAKES MEADOW VILG HOMES C
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakes Of The Meadow
Get to know Miami. See the full Miami guide →
Lakes Of The Meadow — neighborhood snapshot
Population
6,358
Median age
46
Median income
$74,295
Median home value
$444,575
Avg household
3
Households w/ children
840
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
1 of 7
LAKES MEADOW VILG HOMES C have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the MIAMI 33185 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 15240 SW 45th Ter # H
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$360,000
14985 SW 48th Ter # 26H, Miami FL 33185 · same community
2 bd · 2 ba · 885 sqft · $407/sqft · 42 DOM
Sold · Nov ’25$365,000
4825 SW 152nd Ct # 29H, Miami FL 33185 · same community
2 bd · 2 ba · 885 sqft · $412/sqft · 111 DOM
Sold · May ’26$329,390
14975 SW 48th Ter # 25E, Miami FL 33185 · same community
2 bd · 2 ba · 940 sqft · $350/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15240 SW 45th Ter # H — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15240 SW 45th Ter # H — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15240 SW 45th Ter # H FAQs
What would the monthly payment be for 15240 SW 45th Ter # H, Miami FL 33185?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,522/mo — principal and interest, the actual property-tax bill, the $516/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15240 SW 45th Ter # H, Miami FL 33185?+
The association fee works out to $516 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15240 SW 45th Ter # H, Miami FL 33185?+
The most recent tax bill on record (2025) was $5,676. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $374,900, this home is listed about 39% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15240 SW 45th Ter # H, Miami FL 33185?+
Lamar Louise Curry Middle School (middle), John A. Ferguson Senior High (high), Jane S. Roberts K-8 Center (elementary), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the MIAMI 33185 market on paper
$374,900 is 16% below the MIAMI 33185 median of $444,350, and at $424/sqft it sits under the Miami average of $651.
02Garden View views
The garden view view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $516/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Lamar Louise Curry Middle School, John A. Ferguson Senior High, Jane S. Roberts K-8 Center, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — John A. Ferguson Senior High rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $390,000, now $374,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Keller Williams Capital Realty · Joel Valencia. MLS #A12031621.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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