155 Ocean Lane Dr # 403, Key Biscayne FL 33149, KEY BISCAYNE, FL, 33149
Active49 days on marketListed Jun 16, 2026MLS #A12030832
About this home
155 Ocean Lane Dr # 403, Key Biscayne FL 33149
Completely renovated and move-in ready, this spacious 1-bedroom, 1.5-bath residence offers an exceptionally spacious layout rarely found in a one-bedroom unit. The open-concept kitchen has been beautifully updated and features a breakfast bar that flows seamlessly into the expansive living and dining areas, creating an ideal space for both everyday living and entertaining. Tile flooring runs throughout, and the residence has been meticulously maintained in pristine condition. A full bathroom plus a convenient guest powder room add to the functionality and comfort of the home. Open views. Open Balcony. Unit is tenant occupied until February 14th 2027. Great tenant paying $4000 per month.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
895
Sqft
1
Garage
1973
Year built
$883
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,603 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,603/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.3%
$/sqft vs Key Biscayne actives
$883 vs $1,214
Days on market
49 vs 62 typical
Where $883/sqft sits among the 134 Key Biscayne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Village Of Key Biscayne
Get to know Key Biscayne. See the full Key Biscayne guide →
Village Of Key Biscayne — neighborhood snapshot
Population
14,603
Median age
44
Median income
$152,910
Median home value
$1,246,268
Avg household
3
Households w/ children
2,233
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Biscayne market
$1.6M → $1.6M
Key Biscayne median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
6 of 134
Key Biscayne actives have cut their price
This home is listed 2938% above the KEY BISCAYNE 33149 median. See the full Key Biscayne market guide →
Paper trail
This home's history
Reality check
What actually sold near 155 Ocean Lane Dr # 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$920,000
155 Ocean Lane Dr # 1002, Key Biscayne FL 33149 · same community
1 bd · 1 ba · 895 sqft · $1,028/sqft · 99 DOM
Sold · Aug ’25$960,000
155 ocean Ln Dr # 210, Key Biscayne FL 33149 · same community
2 bd · 2 ba · 1,260 sqft · $762/sqft · 102 DOM
Sold · Jan ’26$1,050,000
155 Ocean Lane Dr # 404, Key Biscayne FL 33149 · same community
2 bd · 2 ba · 1,260 sqft · $833/sqft · 228 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 155 Ocean Lane Dr # 403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 155 Ocean Lane Dr # 403 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
155 Ocean Lane Dr # 403 FAQs
What would the monthly payment be for 155 Ocean Lane Dr # 403, Key Biscayne FL 33149?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,603/mo — principal and interest, the actual property-tax bill, the $1,269/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 155 Ocean Lane Dr # 403, Key Biscayne FL 33149?+
The association fee works out to $1,269 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 155 Ocean Lane Dr # 403, Key Biscayne FL 33149?+
The most recent tax bill on record (2025) was $7,378. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Key Biscayne?+
At $790,000, this home is listed about 72% below the Key Biscayne median of $2,775,000. The market section on this page shows how the area is trending.
Which schools are assigned to 155 Ocean Lane Dr # 403, Key Biscayne FL 33149?+
Key Biscayne K-8 Center (elementary), District Instructional Center (Dic) (), Coral Gables Senior High School (high), Ponce De Leon Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$790,000 runs 2938% above the KEY BISCAYNE 33149 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,269/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of Urdapilleta Real Estate, LLC · Dolores Urdapilleta. MLS #A12030832.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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