1161 NE 86th St, Miami FL 33138, MIAMI, FL, 33138
Active67 days on marketListed Jun 2, 2026MLS #A12029835
About this home
1161 NE 86th St, Miami FL 33138
Property is on a beautifully established residential street in the exclusive Davis Harbor in Upper East Side. Is't on a wide and deep canal close to the mouth of the bay boasts 75' water frontage. Direct access to open bay with no fixed bridges. Newer seawall with new erosion protection, jet filters and a new dock in 2024. This listing is for THE LAND VALUE ONLY. THE HOUSE IS LISTED AS IS. Buyer can take over the renovation of the existing house or build a custom house from the scratch. The possibility for customization and expansion are endless. This prime waterfront is also ideally located gives you less than 20 minutes to Downtown Miami, Aventura, Miami International Airport, 10 minutes to Design District and Wynwood.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,903
Sqft
2
Garage
1950
Year built
$1,445
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$16,371 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$16,371/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+71.4%
$/sqft vs Miami actives
$1,445 vs $513
Days on market
67 vs 66 typical
Where $1,445/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Upper Eastside
Get to know Miami. See the full Miami guide →
Upper Eastside — neighborhood snapshot
Population
14,642
Median age
43
Median income
$80,911
Median home value
$854,030
Avg household
2
Households w/ children
1,433
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 733% above the MIAMI 33138 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 1161 NE 86th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,800,000
1120 NE 86th St, Miami FL 33138 · same community
4 bd · 4 ba · 1,994 sqft · $903/sqft · 57 DOM
Sold · Apr ’26$2,100,000
1051 NE 86th St, Miami FL 33138 · same community
3 bd · 3.5 ba · 2,043 sqft · $1,028/sqft · 13 DOM
Sold · Apr ’26$1,300,000
1164 NE 86th St, Miami FL 33138 · same community
4 bd · 3 ba · 2,176 sqft · $597/sqft · 199 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1161 NE 86th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1161 NE 86th St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1161 NE 86th St FAQs
What would the monthly payment be for 1161 NE 86th St, Miami FL 33138?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,371/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1161 NE 86th St, Miami FL 33138?+
The most recent tax bill on record (2025) was $4,091. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $2,750,000, this home is listed about 351% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1161 NE 86th St, Miami FL 33138?+
Morningside K-8 Academy (elementary), District Instructional Center (Dic) (), Horace Mann Middle School (middle), Booker T. Washington Senior High (high), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,750,000 runs 733% above the MIAMI 33138 median — but at 1,903 sqft it's also 58% larger than the typical Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Morningside K-8 Academy, District Instructional Center (Dic), Horace Mann Middle School, Booker T. Washington Senior High, Instructional Center System Wide, Title I Migrant Education Program — Morningside K-8 Academy rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,890,000, now $2,750,000 — a $140K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Realty Hub · Mina Kuhn LLC. MLS #A12029835.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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