88500 overseas hwy # 108, Tavernier FL 33070, TAVERNIER, FL, 33070
Active79 days on marketListed Jun 1, 2026MLS #A12029048
About this home
88500 overseas hwy # 108, Tavernier FL 33070
autifully Updated Bayfront Condo in Summer Sea 108 – Tavernier, FL Enjoy relaxed Florida Keys living in this beautifully remodeled 2-bedroom, 1.5-bath first-floor corner unit located in the sought-after Summer Sea Condominium community in Tavernier. Just steps from the marina and Florida Bay, this private-entry residence offers a peaceful setting with a blend of coastal charm and modern updates. The thoughtfully designed interior features porcelain wood-look tile flooring, granite countertops, stainless steel appliances, and a unique custom driftwood breakfast bar. The open living and dining area is warm and inviting, complemented by tasteful furnishings and natural light throughout. Both bedrooms offer water views, and the spacious layout comfortably accommodates family and guests alike. The community has successfully completed its milestone inspection and continues to show pride of ownership with numerous recent improvements, including two new elevators, a new composite dock, newly remodeled poolside bathrooms, and storm rated windows — all completed with no special assessments Summer Sea is a gated bayfront community known for its resort-style amenities, including a heated and cooled waterfront pool, children’s pool, rooftop sunset deck, marina, fitness room, game room, and sandy shoreline perfect for enjoying the beautiful Florida Keys sunsets. Conveniently located near restaurants, shopping, fishing, diving, boating, and all the outdoor activities we are famous for.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1976
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,801 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,801/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Plantation Key
Get to know Tavernier. See the full Tavernier guide →
Plantation Key — neighborhood snapshot
Population
4,945
Median age
54
Median income
$66,425
Median home value
$857,007
Avg household
2
Households w/ children
367
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavernier market
$620K → $540K
Tavernier median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Tavernier, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the TAVERNIER 33070 median. See the full Tavernier market guide →
Paper trail
This home's history
Reality check
What actually sold near 88500 overseas hwy # 108
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$515,000
Nearby listing
2 bd · 2 ba · 23 DOM
Sold · Oct ’25$1,400,000
87851 Old Hwy M26, Planta Old Hwy # M26, Plantation Key FL 33036
3 bd · 2 ba · 254 DOM
Sold · Apr ’26$799,000
140 Aregood Ln # C2, Plantation Key FL 33036
2 bd · 2.5 ba · 310 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 88500 overseas hwy # 108 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 88500 overseas hwy # 108 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
88500 overseas hwy # 108 FAQs
What would the monthly payment be for 88500 overseas hwy # 108, Tavernier FL 33070?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,801/mo — principal and interest, the actual property-tax bill, the $937/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 88500 overseas hwy # 108, Tavernier FL 33070?+
The association fee works out to $937 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 88500 overseas hwy # 108, Tavernier FL 33070?+
The most recent tax bill on record (2025) was $4,570. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tavernier?+
At $525,000, this home is listed about 43% below the Tavernier median of $925,000. The market section on this page shows how the area is trending.
Which schools are assigned to 88500 overseas hwy # 108, Tavernier FL 33070?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAVERNIER 33070 market on paper
$525,000 is 41% below the TAVERNIER 33070 median of $895,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $937/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of Trustpoint Realty, LLC. · Dania Perez. MLS #A12029048.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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