45 Palermo Ave, Coral Gables FL 33134, CORAL GABLES, FL, 33134
Active73 days on marketListed Jun 3, 2026MLS #A12028861
About this home
45 Palermo Ave, Coral Gables FL 33134
Stunning 3-bedroom, 2-bathroom home available for rent in one of Coral Gables' most walkable and sought-after neighborhoods. Fully furnished and move-in ready — this one checks every box. The home features a fully remodeled interior with an open floor plan, stylish finishes, and three well-proportioned bedrooms including a primary suite with private en-suite bath. The charming backyard offers a lush, private outdoor space ideal for relaxing or entertaining. Unbeatable location just steps from The Plaza shopping center, a 5-minute walk to Miracle Mile's award-winning restaurants and boutiques, and only one mile from Merrick Park's upscale retail and dining. Walkable, vibrant, and centrally located — everything Coral Gables living has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,700
Sqft
1
Garage
1958
Year built
$6
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$229 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$229/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Coral Gables actives
$6 vs $1,007
Days on market
73 vs 67 typical
Where $6/sqft sits among the 280 Coral Gables actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coral Gables Crafts
Get to know Coral Gables. See the full Coral Gables guide →
Coral Gables Crafts — neighborhood snapshot
Population
727
Median age
43
Median income
$137,065
Median home value
$675,370
Avg household
2
Households w/ children
55%
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Coral Gables market
$1.6M → $1.3M
Coral Gables median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
25 of 280
Coral Gables actives have cut their price
This home is listed 28% below the CORAL GABLES 33134 median. See the full Coral Gables market guide →
Paper trail
This home's history
Reality check
What actually sold near 45 Palermo Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$2,150,000
14 San Sebastian Ave, Coral Gables FL 33134 · same community
4 bd · 3.5 ba · 2,411 sqft · $892/sqft · 77 DOM
Sold · Apr ’26$2,450,000
315 Santander Ave # 317, Coral Gables FL 33134 · same community
3 bd · 3.5 ba · 2,560 sqft · $957/sqft · 63 DOM
Sold · Oct ’25$1,074,500
3753 Washington Ave, Miami FL 33133
3 bd · 2 ba · 1,681 sqft · $639/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 45 Palermo Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 45 Palermo Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
45 Palermo Ave FAQs
What would the monthly payment be for 45 Palermo Ave, Coral Gables FL 33134?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $229/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Coral Gables?+
At $9,500, this home is listed about 100% below the Coral Gables median of $2,250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 45 Palermo Ave, Coral Gables FL 33134?+
Coral Gables Senior High School (high), George W. Carver Elementary School (elementary), Ponce De Leon Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CORAL GABLES 33134 market on paper
$9,500 is 28% below the CORAL GABLES 33134 median of $13,139, and at $6/sqft it sits under the Coral Gables average of $1,193.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Coral Gables Senior High School, George W. Carver Elementary School, Ponce De Leon Middle School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — George W. Carver Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $10,000, now $9,500 — a $500 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC · Dezurey Garcia. MLS #A12028861.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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