David Ramirez
$304,900$325,0003 bd2 ba$2,455 /mo all-in ↓

1648 Coral Point Dr, Cape Coral FL 33990, CAPE CORAL, FL, 33990

Active81 days on marketListed May 30, 2026MLS #A12027958

Priced 24% below the CAPE CORAL 33990 medianReduced $20KSingle Family ResidenceC1

About this home

1648 Coral Point Dr, Cape Coral FL 33990

Welcome to a turnkey designer remodel in the heart of Cape Coral. Every inch of this 3-bedroom, 2-bath home has been reimagined, with every dollar of work completed under proper City of Cape Coral permits. Move in, unpack, and start living. All-new hurricane impact windows and doors deliver storm protection and insurance savings, paired with a new roof and new A/C for true peace of mind. There is no HOA, no monthly fees, and all City of Cape Coral assessments are paid in full. Inside, a bright open layout flows across glossy marble-look porcelain tile under brand new designer LED lighting throughout, with no carpet anywhere. The fully remodeled kitchen features white shaker cabinetry, veined quartz countertops, stainless appliances, and a breakfast bar opening to the main living space. A stunning custom slat-wood media wall with electric fireplace and a brand new 75-inch TV anchor the living area and stay with the home. Both bathrooms deliver true spa-level finish with floor-to-ceiling marble-look tile, frameless glass, smart LED mirrors, and matte black fixtures. The 2-car attached garage and expansive open backyard offer room to grow — perfect for a future pool or outdoor retreat. Fresh interior and exterior paint complete the package. And then there's the location — walk to Walmart, Publix, restaurants, and shopping right from your front door. Homes finished to this level, with this combination of new systems and walkable convenience, are rare at this price.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2

Garage

1975

Year built

None view

Inside

AppliancesDishwasher · Electric Range · Electric Water Heater · Microwave · Refrigerator
InteriorFirst Floor Entry · Other
LaundryWasher/Dryer Hook-Up
CoolingCeiling Fan(s) · Central Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete Block Construction
ViewNone
FacesNorth
ParkingDriveway

Community & fees

Taxes (2025)$4,387/yr
CommunityOther Subdivision - See Remarks

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,455 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,795
FHA mortgage insurance (est.)$135
Property tax — 2025 actual bill$366
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,672Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,672
Interest rate6.00%
Loan term

Estimated payment

$2,455/mo

Principal & interest$1,795
FHA mortgage insurance (est.)$135
Property taxes (actual bill)$366
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Coral Point

Map of 1648 Coral Point Dr, Cape Coral FL 33990 inside its neighborhood boundary

Get to know Cape Coral. See the full Cape Coral guide →

Coral Point — neighborhood snapshot

Population

1,094

Median age

45

Median income

$83,229

Median home value

$346,100

Avg household

3

Households w/ children

138

For the school run

Lee County School District

ElementaryCaloosa Elementary School★★★★★
MiddleCaloosa Middle School★★★★
HighCape Coral High School★★★★★
ElementaryHancock Creek Elementary School★★★★
HighNorth Fort Myers High School★★★★
ElementaryTropic Isles Elementary School★★★★★
ElementaryDiplomat Elementary School★★★★
MiddleDiplomat Middle School★★★★★
ElementaryDr Carrie D Robinson Littleton Elementary School★★★★★
HighMariner High School★★★★
HighIda S. Baker High School★★★★★
HighIsland Coast High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.4 months of inventoryBuyer’s market

$375K$408K

Cape Coral median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% below the CAPE CORAL 33990 median. See the full Cape Coral market guide →

Paper trail

This home's history

CurrentPrice reduced to $304,900 $20K
May 30, 2026Listed at $325,000 · 81 days on market since
1975Built · C1

Reality check

What actually sold near 1648 Coral Point Dr

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2636 SE 18th Ave, Cape Coral FL 33904Sold · Dec ’25

$240,000

2636 SE 18th Ave, Cape Coral FL 33904 · same community

3 bd · 2 ba · 8 DOM

2146 SE 15th Pl, Cape Coral FL 33990Sold · Mar ’26

$350,000

2146 SE 15th Pl, Cape Coral FL 33990

3 bd · 2 ba · 7 DOM

Nearby listingSold · Dec ’25

$600,000

Nearby listing

3 bd · 3 ba · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1648 Coral Point Dr — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1648 Coral Point Dr — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1648 Coral Point Dr FAQs

What would the monthly payment be for 1648 Coral Point Dr, Cape Coral FL 33990?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,455/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1648 Coral Point Dr, Cape Coral FL 33990?+

The most recent tax bill on record (2025) was $4,387. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cape Coral?+

At $304,900, this home is listed about 32% below the Cape Coral median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1648 Coral Point Dr, Cape Coral FL 33990?+

Caloosa Elementary School (elementary), Caloosa Middle School (middle), Cape Coral High School (high), Hancock Creek Elementary School (elementary), North Fort Myers High School (high), Tropic Isles Elementary School (elementary), Diplomat Elementary School (elementary), Diplomat Middle School (middle), Dr Carrie D Robinson Littleton Elementary School (elementary), Mariner High School (high), Ida S. Baker High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the CAPE CORAL 33990 market on paper

$304,900 is 24% below the CAPE CORAL 33990 median of $398,950.

02None views

The none view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Caloosa Elementary School, Caloosa Middle School, Cape Coral High School, Hancock Creek Elementary School, North Fort Myers High School, Tropic Isles Elementary School, Diplomat Elementary School, Diplomat Middle School, Dr Carrie D Robinson Littleton Elementary School, Mariner High School, Ida S. Baker High School, Island Coast High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $325,000, now $304,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of JGE Realty Group LLC · Gregory Shaw. MLS #A12027958.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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